CABS · RATES CHECKED 22 OCT 2026

Best credit card for Uber

Cashback SBI, Eternal SBI, HDFC Millennia and 6 other cards earn the most on Uber: 5% back.

Usual order ₹350

Orders a month 10

Only cards I can apply for

★ Earns the most for you

Cashback SBI

₹175 a month

5% back · orders of ₹100+ · up to ₹2,000 a month

On 10 Uber orders of ₹350 a month.

Every card, by what it’d earn you

Cashback SBI5% back · orders of ₹100+ · up to ₹2,000 a month₹175a month
Eternal SBI5% back · orders of ₹100+ · up to ₹1,000 a month₹175a month
HDFC Millennia5% back · no minimum order · up to ₹1,000 a month₹175a month
PhonePe Ultimo5% back · no minimum order · up to ₹500 a month₹175a month
PhonePe SBI Black5% back · orders of ₹100+ · up to ₹1,000 a month₹175a month
Swiggy BLCK HDFC5% back · orders of ₹100+ · up to ₹1,500 a month₹175a month
Swiggy Ornge HDFC5% back · orders of ₹249+ · up to ₹1,500 a month₹175a month
Swiggy HDFC5% back · orders of ₹100+ · up to ₹1,500 a monthNo new applications₹175a month
Flipkart Axis4% back · orders of ₹100+₹140a month
Flipkart SBI4% back · orders of ₹100+ · up to ₹4,000 a quarter₹140a month
Eterna BOBCARD3.75% back · orders of ₹100+ · up to ₹1,250 a month₹131a month
SmartEarn Amex5% back · no minimum order · up to ₹125 a monthNo new applications₹125a month
HDFC Diners Black3.33% back · no minimum order · up to ₹75,000 a month₹117a month
HDFC Infinia3.33% back · no minimum order · up to ₹2,00,000 a month₹117a month
Ultimate StanChart3.33% back · no minimum order₹117a month
Smart StanChart2% back · no minimum order · up to ₹1,000 a month₹70a month
Scapia2% back · orders of ₹20+₹70a month
PhonePe SBI Purple2% back · orders of ₹100+ · up to ₹750 a month₹70a month
HSBC Live+1.5% back · no minimum order₹52a month
Tata Neu Infinity1.5% back · no minimum order₹52a month
Axis ACE1.5% back · no minimum orderNo new applications₹52a month
SBI SimplyCLICK1.25% back · no minimum order · up to ₹2,500 a month₹44a month
HDFC Regalia Gold1.25% back · orders of ₹200+ · up to ₹25,000 a month₹44a month
Axis Magnus1.2% back · no minimum order₹42a month
Airtel Axis1% back · no minimum order₹35a month
Amazon Pay ICICI1% back · no minimum order₹35a month
MakeMyTrip ICICI1% back · no minimum order₹35a month
PaisaSave YES1% back · no minimum order₹35a month
Tata Neu Plus1% back · no minimum order₹35a month
IRCTC SBI0.8% back · no minimum order₹28a month
HDFC Freedom0.75% back · orders of ₹200+ · up to ₹375 a month₹26a month
Rewards Amex0.67% back · no minimum orderNo new applications₹23a month
IndianOil HDFC0.64% back · orders of ₹150+₹22a month
Cashback+ Kotak0.5% back · no minimum order₹18a month
ICICI Coral0.5% back · no minimum order₹18a month
Reliance SBI Prime0.5% back · no minimum order₹18a month
SBI Elite0.5% back · no minimum order₹18a month
SBI Prime0.5% back · no minimum order₹18a month
Axis MY Zone0.4% back · no minimum order₹14a month
EazyDiner IndusInd0.4% back · no minimum order · up to ₹750 a month₹14a month
Tiger IndusInd0.4% back · no minimum order₹14a month
IDFC FIRST Millennia0.38% back · no minimum order₹13a month
IDFC FIRST Select0.38% back · no minimum order₹13a month
IDFC FIRST Wealth0.38% back · no minimum order₹13a month
BPCL Octane SBI0.25% back · no minimum order₹9a month
Shoprite RBL0.25% back · no minimum order₹9a month
HDFC MoneyBack+0.2% back · orders of ₹200+ · up to ₹3,000 a month₹7a month
OneCard0.2% back · no minimum orderNo new applications₹7a month
SBI SimplySAVE0.17% back · no minimum order₹6a month
Axis Neo0.1% back · no minimum order₹4a month

Amounts count each card’s minimum order and monthly limit. Some limits are shared with the card’s other apps, so you may earn less if you also use it elsewhere. Points are valued the way the bank shows first.

Where these numbers come from

Cashback SBI: Bank’s own terms: Cashback SBI Card: revised terms from 1 April 2026, checked 22 Oct 2026
Eternal SBI: Bank’s own terms: Preferred Partners for Eternal SBI Credit Card, checked 22 Oct 2026
HDFC Millennia: Bank’s own terms: Millennia Credit Card FAQs (HDFC Bank PDF dated 6 Feb 2026; read 22 Oct 2026), checked 22 Oct 2026
PhonePe Ultimo: Bank’s own terms: PhonePe HDFC Bank Ultimo Credit Card Reward Points TnCs (HDFC Bank PDF, file dated 29 Jul 2026): the 5% bucket, checked 21 Oct 2026
PhonePe SBI Black: Bank’s own terms: PhonePe SBI Card SELECT BLACK terms and conditions booklet, clause 12 (Rewards Program), points 1 and 2, checked 22 Oct 2026
Swiggy BLCK HDFC: Bank’s own terms: Swiggy BLCK HDFC Bank Credit Card terms (HDFC Bank PDF 'Published on 15-10-2026', read 22 Oct 2026): the 5% row, cap and minimum, checked 22 Oct 2026
Swiggy Ornge HDFC: Bank’s own terms: Swiggy Ornge HDFC Bank Credit Card terms (published 15 Oct 2026), Table 2.1: Uber, electronics chains and ixigo with their merchant codes, checked 22 Oct 2026
Swiggy HDFC: Bank’s own terms: Swiggy HDFC Bank Credit Card terms (published 13 April 2026): the 5% row, cap and minimum, checked 22 Oct 2026
Flipkart Axis: Bank’s own terms: Flipkart Axis Bank Credit Card FAQ on flipkart.com, checked 22 Oct 2026
Flipkart SBI: Bank’s own terms: Flipkart SBI Credit Card terms and conditions booklet, clause 11.1 (Card Cashback), version of October 2026, checked 22 Oct 2026

Checked 22 Oct 2026. How we check rates.

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Questions people ask

Which credit card gives the most rewards on Uber?

Three cards tie for the most on Uber at 5%: Cashback SBI (5% back on orders of ₹100+, up to ₹2,000 per statement cycle), Eternal SBI (5% back on orders of ₹100+, up to ₹1,000 per statement cycle) and HDFC Millennia (5% as Reward Points, up to ₹1,000 per calendar month).

Do I get the same rewards on Uber if I pay by UPI?

Not always. Eternal SBI, PhonePe Ultimo and PhonePe SBI Black earn less when the payment goes through UPI (including a RuPay card on UPI). To get the rates above, pay with the card itself in the Uber checkout.

Is there a limit on rewards for Uber orders?

Yes, most cards cap the higher rate. Cashback SBI: Up to ₹2,000 per statement cycle; Eternal SBI: Up to ₹1,000 per statement cycle (one limit shared with the card's other apps at this rate); HDFC Millennia: Up to ₹1,000 per calendar month (one limit shared with the card's other apps at this rate). Above the limit the card earns its lower base rate.

How up to date are these rates?

Each rate was checked against the bank’s own terms (or, where marked, cardholder reports) on 22 Oct 2026. Banks change their terms several times a year, so check the bank’s page before you apply. How we check rates.

Rewards are as per each bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings. Always check the bank’s page before applying.

Cashback SBI

Every card, by what it’d earn you

Questions people ask

Best card for other apps