Is Swiggy BLCK HDFC good for Swiggy?

Yes. Swiggy BLCK HDFC earns 10% on Swiggy, the most any of the 50 cards we track gives there.

Is Swiggy HDFC good for Swiggy?

Yes. Swiggy HDFC earns 10% on Swiggy, the most any of the 50 cards we track gives there. The bank isn’t taking new applications for it, so this only helps if you already have it.

Is HSBC Live+ good for Swiggy?

Yes. HSBC Live+ earns 10% on Swiggy, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Swiggy if I pay by UPI?

Not always. On Swiggy, PaisaSave YES, Cashback+ Kotak, PhonePe Ultimo and PhonePe SBI Black earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Swiggy checkout.

Which credit card is best for small Swiggy orders?

HSBC Live+ is the best card for Swiggy orders under ₹249: it earns 10% with no minimum order. Some of the top Swiggy cards only pay their rate on orders of ₹249 or more.

Is Eternal SBI good for Zomato?

Yes. Eternal SBI earns 10% on Zomato, the most any of the 50 cards we track gives there.

Is Airtel Axis good for Zomato?

Yes. Airtel Axis earns 10% on Zomato, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Zomato if I pay by UPI?

Not always. On Zomato, Airtel Axis, Eternal SBI, PaisaSave YES and Cashback+ Kotak earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Zomato checkout.

Which credit card is best for small Zomato orders?

HSBC Live+ is the best card for Zomato orders under ₹499: it earns 10% with no minimum order. Some of the top Zomato cards only pay their rate on orders of ₹499 or more.

Is Amazon Pay ICICI good for Amazon?

Mostly. Amazon Pay ICICI earns 3% on Amazon, rank #12 of 50; Cashback SBI earns 5%.

Is Cashback SBI good for Amazon?

Yes. Cashback SBI earns 5% on Amazon, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Amazon if I pay by UPI?

Not always. On Amazon, PhonePe SBI Black, PhonePe Ultimo and Eterna BOBCARD earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Amazon checkout.

Is Flipkart Axis good for Flipkart?

Yes. Flipkart Axis earns 5% on Flipkart, the most any of the 50 cards we track gives there.

Is Flipkart SBI good for Flipkart?

Yes. Flipkart SBI earns 5% on Flipkart, the most any of the 50 cards we track gives there.

Is Cashback SBI good for Flipkart?

Yes. Cashback SBI earns 5% on Flipkart, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Flipkart if I pay by UPI?

Not always. On Flipkart, PhonePe Ultimo and PhonePe SBI Black earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Flipkart checkout.

Is Flipkart Axis good for Myntra?

Yes. Flipkart Axis earns 7.5% on Myntra, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Myntra if I pay by UPI?

Not always. On Myntra, PhonePe Ultimo and PhonePe SBI Black earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Myntra checkout.

Is Eternal SBI good for Blinkit?

Not really. Eternal SBI earns 5% on Blinkit (#7 of 50), while Airtel Axis earns 10%.

Is Airtel Axis good for Blinkit?

Yes. Airtel Axis earns 10% on Blinkit, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Blinkit if I pay by UPI?

Not always. On Blinkit, Airtel Axis, Cashback+ Kotak, Eternal SBI and PhonePe SBI Black earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Blinkit checkout.

Which credit card is best for small Blinkit orders?

HSBC Live+ is the best card for Blinkit orders under ₹750: it earns 10% with no minimum order. Some of the top Blinkit cards only pay their rate on orders of ₹750 or more.

Is HSBC Live+ good for Zepto?

Yes. HSBC Live+ earns 10% on Zepto, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Zepto if I pay by UPI?

Not always. On Zepto, Cashback+ Kotak, PhonePe SBI Black and IndianOil HDFC earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Zepto checkout.

Is Swiggy BLCK HDFC good for Swiggy Instamart?

Yes. Swiggy BLCK HDFC earns 10% on Swiggy Instamart, the most any of the 50 cards we track gives there.

Is Swiggy HDFC good for Swiggy Instamart?

Yes. Swiggy HDFC earns 10% on Swiggy Instamart, the most any of the 50 cards we track gives there. The bank isn’t taking new applications for it, so this only helps if you already have it.

Is HSBC Live+ good for Swiggy Instamart?

Yes. HSBC Live+ earns 10% on Swiggy Instamart, the most any of the 50 cards we track gives there.

Do I get credit card rewards on Swiggy Instamart if I pay by UPI?

Not always. On Swiggy Instamart, Cashback+ Kotak and PhonePe SBI Black earn less, or nothing, when you pay through UPI (including a RuPay credit card on UPI). To get the full reward, pay with the card itself in the Swiggy Instamart checkout.

Which credit card is best for small Swiggy Instamart orders?

HSBC Live+ is the best card for Swiggy Instamart orders under ₹249: it earns 10% with no minimum order. Some of the top Swiggy Instamart cards only pay their rate on orders of ₹249 or more.

Is HSBC Live+ good for BigBasket?

Yes. HSBC Live+ earns 10% on BigBasket, the most any of the 50 cards we track gives there.

38 QUESTIONS · RATES AS OF 28 OCTOBER 2026

Credit card questions, answered

Short, straight answers to what people ask about using credit cards on Swiggy, Zomato, Amazon, Flipkart and more, from the same checked data as the rest of Pickkard.

Swiggy

Is Swiggy BLCK HDFC good for Swiggy?
Is Swiggy HDFC good for Swiggy?
Is HSBC Live+ good for Swiggy?
Do I get credit card rewards on Swiggy if I pay by UPI?
Which credit card is best for small Swiggy orders?

Zomato

Is Eternal SBI good for Zomato?
Is Airtel Axis good for Zomato?
Do I get credit card rewards on Zomato if I pay by UPI?
Which credit card is best for small Zomato orders?

Amazon

Is Amazon Pay ICICI good for Amazon?
Is Cashback SBI good for Amazon?
Do I get credit card rewards on Amazon if I pay by UPI?

Flipkart

Is Flipkart Axis good for Flipkart?
Is Flipkart SBI good for Flipkart?
Is Cashback SBI good for Flipkart?
Do I get credit card rewards on Flipkart if I pay by UPI?

Myntra

Is Flipkart Axis good for Myntra?
Do I get credit card rewards on Myntra if I pay by UPI?

Blinkit

Is Eternal SBI good for Blinkit?
Is Airtel Axis good for Blinkit?
Do I get credit card rewards on Blinkit if I pay by UPI?
Which credit card is best for small Blinkit orders?

Zepto

Is HSBC Live+ good for Zepto?
Do I get credit card rewards on Zepto if I pay by UPI?

Swiggy Instamart

Is Swiggy BLCK HDFC good for Swiggy Instamart?
Is Swiggy HDFC good for Swiggy Instamart?
Is HSBC Live+ good for Swiggy Instamart?
Do I get credit card rewards on Swiggy Instamart if I pay by UPI?
Which credit card is best for small Swiggy Instamart orders?

BigBasket

Is HSBC Live+ good for BigBasket?
Do I get credit card rewards on BigBasket if I pay by UPI?

BookMyShow

Is Axis Neo good for BookMyShow?
Do I get credit card rewards on BookMyShow if I pay by UPI?

MakeMyTrip

Is MakeMyTrip ICICI good for MakeMyTrip?
Is PaisaSave YES good for MakeMyTrip?
Do I get credit card rewards on MakeMyTrip if I pay by UPI?

Uber

Is Cashback SBI good for Uber?
Do I get credit card rewards on Uber if I pay by UPI?