CARD VS CARD · 28 APPS COMPARED
HSBC Live+ vs Cashback SBI
HSBC Live+ wins on 17 apps, Cashback SBI on 11. HSBC Live+ for Airtel Thanks and AJIO; Cashback SBI for Amazon and Apollo 24|7.
App by app
Biggest differences first. Blue marks the card that earns more.
Airtel Thanks10%0%
AJIO10%5%min ₹100
BigBasket10%5%min ₹100
Blinkit10%5%min ₹100
Domino's10%5%min ₹100
JioMart10%5%min ₹100
Meesho10%5%min ₹100
Nykaa10%5%min ₹100
Reliance Digital10%5%min ₹100
Swiggy10%5%min ₹100
Swiggy Instamart10%5%min ₹100
Tata CLiQ10%5%min ₹100
Tata Neu10%5%min ₹100
Zepto10%5%min ₹100
Zomato10%5%min ₹100
Amazon1.5%5%min ₹100
Apollo 24|71.5%5%min ₹100
BookMyShow1.5%5%min ₹100
Cleartrip1.5%5%min ₹100
District1.5%5%min ₹100
Flipkart1.5%5%min ₹100
Goibibo1.5%5%min ₹100
MakeMyTrip1.5%5%min ₹100
Myntra1.5%5%min ₹100
PVR INOX1.5%5%min ₹100
Uber1.5%5%min ₹100
ixigo1.5%0%
IRCTC Rail Connect0.32%0%
Questions people ask
Which is better, HSBC Live+ or Cashback SBI?
HSBC Live+ earns more on 17 of the 28 apps Pickkard covers, Cashback SBI on 11, and they earn the same on 0. Choose HSBC Live+ if you spend most on Airtel Thanks, AJIO and BigBasket. Choose Cashback SBI if you spend most on Amazon, Apollo 24|7 and BookMyShow.
Which has the lower fees, HSBC Live+ or Cashback SBI?
HSBC Live+: joining ₹999, annual ₹999 (Annual fee (with GST) reversed when primary and add-on card spend exceeds ₹2,00,000 in the card year.). Cashback SBI: joining ₹999, annual ₹999 (Renewal fee reversed after ₹2,00,000 of spend in the previous card year.).
Can I use both HSBC Live+ and Cashback SBI?
Yes. Many people keep both and use each where it earns more: HSBC Live+ on Airtel Thanks, AJIO and BigBasket, Cashback SBI on Amazon, Apollo 24|7 and BookMyShow. Pickkard tells you which one to use each time you open a shopping app.
Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.