HDFC BANK · CHECKED 21 OCT 2026

HDFC Bank Diners Club Black Metal Edition Credit Card

Best on Airtel Thanks, AJIO, Amazon and 24 more apps: 3.33% back.

₹10,000 a yearFee waived at ₹8,00,000 spendPaid as Reward Points

Where it earns the most

Airtel Thanks3.33%no minimum order · up to ₹2,000 a month#4 of 50 cards

AJIO3.33%no minimum order · up to ₹75,000 a month#11 of 50 cards

Amazon3.33%no minimum order · up to ₹75,000 a month#9 of 50 cards

Apollo 24|73.33%no minimum order · up to ₹75,000 a month#5 of 50 cards

BigBasket3.33%no minimum order · up to ₹2,000 a month#8 of 50 cards

Blinkit3.33%no minimum order · up to ₹2,000 a month#11 of 50 cards

Everywhere else

3.33% backBookMyShowCleartripDistrictDomino'sFlipkartGoibiboixigoJioMartMakeMyTripMeeshoMyntraNykaaPVR INOXReliance DigitalSwiggySwiggy InstamartTata CLiQTata NeuUberZeptoZomato
2.15% backIRCTC Rail Connect

Where another card earns more

Airtel ThanksAirtel Axis earns more here25%vs 3.33%
AJIOHSBC Live+ earns more here10%vs 3.33%
BigBasketHSBC Live+ earns more here10%vs 3.33%
BlinkitAirtel Axis earns more here10%vs 3.33%
BookMyShowAxis Neo earns more here10%vs 3.33%

All the details: fees, points and limits in every app

Bank: HDFC Bank
Network: Diners Club
Open to new applications?: Yes
Joining fee: ₹10,000
Annual fee: ₹10,000
Fee waiver: Renewal fee waived for the next year after ₹8,00,000 of spend in 12 months.
Rewards paid as: Reward Points
One point is worth: ₹1
How the points are used: ₹1 per point on flights and hotels booked with points on HDFC SmartBuy (up to 70% of a booking, at most 75,000 points a month)
Other ways to use the points: products and vouchers from the catalogue (up to ₹0.5 each); credit against the bill (₹0.3 each)
Checked on: 21 Oct 2026

Official page: HDFC Bank

App	Reward	Min. order	Limit	Rank of 50
Airtel Thanks	3.33% as Reward Points	—	Up to ₹2,000 per calendar month	#4
AJIO	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#11
Amazon	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#9
Apollo 24\|7	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#5
BigBasket	3.33% as Reward Points	—	Up to ₹2,000 per calendar month (one limit shared with the card's other apps at this rate)	#8
Blinkit	3.33% as Reward Points	—	Up to ₹2,000 per calendar month (one limit shared with the card's other apps at this rate)	#11
BookMyShow	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#11
Cleartrip	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#10
District	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#7
Domino's	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#6
Flipkart	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#12
Goibibo	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#7
ixigo	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#4
JioMart	3.33% as Reward Points	—	Up to ₹2,000 per calendar month (one limit shared with the card's other apps at this rate)	#8
MakeMyTrip	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#5
Meesho	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#8
Myntra	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#13
Nykaa	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#10
PVR INOX	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#8
Reliance Digital	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#8
Swiggy	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#14
Swiggy Instamart	3.33% as Reward Points	—	Up to ₹2,000 per calendar month (one limit shared with the card's other apps at this rate)	#8
Tata CLiQ	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#7
Tata Neu	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#6
Uber	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#13
Zepto	3.33% as Reward Points	—	Up to ₹2,000 per calendar month (one limit shared with the card's other apps at this rate)	#7
Zomato	3.33% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#14
IRCTC Rail Connect	2.15% as Reward Points	—	Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate)	#3

Questions people ask

Where does HDFC Diners Black earn the most?

HDFC Bank Diners Club Black Metal Edition Credit Card earns its highest rewards on Airtel Thanks (3.33% as Reward Points), AJIO (3.33% as Reward Points) and Amazon (3.33% as Reward Points).

What is the annual fee of HDFC Diners Black, and can it be waived?

HDFC Diners Black has a joining fee of ₹10,000 and an annual fee of ₹10,000. Renewal fee waived for the next year after ₹8,00,000 of spend in 12 months.

How much is one HDFC Diners Black point worth?

About ₹1 each when used as the bank shows first: ₹1 per point on flights and hotels booked with points on HDFC SmartBuy (up to 70% of a booking, at most 75,000 points a month). Other options: products and vouchers from the catalogue (up to ₹0.5 each); credit against the bill (₹0.3 each).

Is HDFC Diners Black still available?

Yes, the bank still issues it to new customers.

Rewards are as per HDFC Bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to HDFC Bank. Check the official page before applying.