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CARD VS CARD · 28 APPS COMPARED

SBI SimplyCLICK vs Cashback SBI

SBI SimplyCLICK wins on 3 apps, Cashback SBI on 25. SBI SimplyCLICK for Airtel Thanks and ixigo; Cashback SBI for AJIO and Amazon.

SimplyCLICK SBI Card

SBI SimplyCLICK

3 apps

Best for Airtel Thanks, ixigo and IRCTC Rail Connect

₹499 a yearPaid as Reward Points
Cashback SBI Card

Cashback SBI

25 apps

Best for AJIO, Amazon and BigBasket

₹999 a yearPaid as cashback

App by app

Biggest differences first. Blue marks the card that earns more.

AppSBI SimplyCLICKCashback SBI
  1. AJIO1.25%5%min ₹100
  2. Amazon1.25%5%min ₹100
  3. BigBasket1.25%5%min ₹100
  4. Blinkit1.25%5%min ₹100
  5. District1.25%5%min ₹100
  6. Flipkart1.25%5%min ₹100
  7. Goibibo1.25%5%min ₹100
  8. JioMart1.25%5%min ₹100
  9. MakeMyTrip1.25%5%min ₹100
  10. Meesho1.25%5%min ₹100
  11. Nykaa1.25%5%min ₹100
  12. PVR INOX1.25%5%min ₹100
  13. Reliance Digital1.25%5%min ₹100
  14. Swiggy Instamart1.25%5%min ₹100
  15. Tata Neu1.25%5%min ₹100
  16. Uber1.25%5%min ₹100
  17. Zepto1.25%5%min ₹100
  18. Zomato1.25%5%min ₹100
  19. Apollo 24|72.5%5%min ₹100
  20. BookMyShow2.5%5%min ₹100
  21. Cleartrip2.5%5%min ₹100
  22. Domino's2.5%5%min ₹100
  23. Myntra2.5%5%min ₹100
  24. Swiggy2.5%5%min ₹100
  25. Tata CLiQ2.5%5%min ₹100
  26. Airtel Thanks1.25%0%
  27. ixigo1.25%0%
  28. IRCTC Rail Connect0.07%0%

Questions people ask

Which is better, SBI SimplyCLICK or Cashback SBI?

SBI SimplyCLICK earns more on 3 of the 28 apps Pickkard covers, Cashback SBI on 25, and they earn the same on 0. Choose SBI SimplyCLICK if you spend most on Airtel Thanks, ixigo and IRCTC Rail Connect. Choose Cashback SBI if you spend most on AJIO, Amazon and BigBasket. SBI SimplyCLICK has the lower annual fee (₹499 against ₹999).

Which has the lower fees, SBI SimplyCLICK or Cashback SBI?

SBI SimplyCLICK: joining ₹499, annual ₹499 (Renewal fee reversed after ₹1,00,000 of spend in the previous card year.). Cashback SBI: joining ₹999, annual ₹999 (Renewal fee reversed after ₹2,00,000 of spend in the previous card year.).

Can I use both SBI SimplyCLICK and Cashback SBI?

Yes. Many people keep both and use each where it earns more: SBI SimplyCLICK on Airtel Thanks, ixigo and IRCTC Rail Connect, Cashback SBI on AJIO, Amazon and BigBasket. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.