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CARD VS CARD · 28 APPS COMPARED

Flipkart SBI vs Cashback SBI

Flipkart SBI wins on 3 apps, Cashback SBI on 22. Flipkart SBI for Myntra and Airtel Thanks; Cashback SBI for AJIO and Amazon.

Flipkart SBI Credit Card

Flipkart SBI

3 apps

Best for Myntra, Airtel Thanks and ixigo

₹500 a yearFee waived at ₹3 spendPaid as cashback
Cashback SBI Card

Cashback SBI

22 apps

Best for AJIO, Amazon and Apollo 24|7

₹999 a yearPaid as cashback

They earn the same on 3 apps.

App by app

Biggest differences first. Blue marks the card that earns more.

AppFlipkart SBICashback SBI
  1. AJIO1%min ₹1005%min ₹100
  2. Amazon1%min ₹1005%min ₹100
  3. Apollo 24|71%min ₹1005%min ₹100
  4. BigBasket1%min ₹1005%min ₹100
  5. Blinkit1%min ₹1005%min ₹100
  6. BookMyShow1%min ₹1005%min ₹100
  7. District1%min ₹1005%min ₹100
  8. Domino's1%min ₹1005%min ₹100
  9. Goibibo1%min ₹1005%min ₹100
  10. JioMart1%min ₹1005%min ₹100
  11. MakeMyTrip1%min ₹1005%min ₹100
  12. Meesho1%min ₹1005%min ₹100
  13. Nykaa1%min ₹1005%min ₹100
  14. Reliance Digital1%min ₹1005%min ₹100
  15. Swiggy1%min ₹1005%min ₹100
  16. Swiggy Instamart1%min ₹1005%min ₹100
  17. Tata CLiQ1%min ₹1005%min ₹100
  18. Tata Neu1%min ₹1005%min ₹100
  19. Zepto1%min ₹1005%min ₹100
  20. Myntra7.5%min ₹1005%min ₹100
  21. Airtel Thanks1%min ₹1000%
  22. ixigo1%min ₹1000%
  23. PVR INOX4%min ₹1005%min ₹100
  24. Uber4%min ₹1005%min ₹100
  25. Zomato4%min ₹1005%min ₹100
  26. Cleartrip5%min ₹1005%min ₹100
  27. Flipkart5%min ₹1005%min ₹100
  28. IRCTC Rail Connect0%min ₹1000%

Questions people ask

Which is better, Flipkart SBI or Cashback SBI?

Flipkart SBI earns more on 3 of the 28 apps Pickkard covers, Cashback SBI on 22, and they earn the same on 3. Choose Flipkart SBI if you spend most on Myntra, Airtel Thanks and ixigo. Choose Cashback SBI if you spend most on AJIO, Amazon and Apollo 24|7. Flipkart SBI has the lower annual fee (₹500 against ₹999).

Which has the lower fees, Flipkart SBI or Cashback SBI?

Flipkart SBI: joining ₹500, annual ₹500 (Annual fee waived on annual spending of ₹3.5 lakh.). Cashback SBI: joining ₹999, annual ₹999 (Renewal fee reversed after ₹2,00,000 of spend in the previous card year.).

Can I use both Flipkart SBI and Cashback SBI?

Yes. Many people keep both and use each where it earns more: Flipkart SBI on Myntra, Airtel Thanks and ixigo, Cashback SBI on AJIO, Amazon and Apollo 24|7. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.