RATES AS OF 28 OCTOBER 2026
Best credit card for every app
The card that earns the most in each of the 28 apps Pickkard covers, from the 50 cards we track. Open an app to see the full ranking with limits and minimum orders.
Bills and recharges
- Airtel ThanksAirtel Axis: 4.8% as Fuel Points on ₹150+
Fashion
- AJIOHSBC Live+: 5% as Reward Points on ₹100+
- MyntraHSBC Live+: 7.5% back on ₹100+
- Tata CLiQHSBC Live+: 5% as Reward Points
Online shopping
- AmazonCashback SBI: 5% as Reward Points on ₹100+
- FlipkartCashback SBI: 5% back on ₹100+
- MeeshoHSBC Live+: 5% as Reward Points on ₹100+
- Tata NeuHSBC Live+: 5% as Reward Points on ₹100+
Pharmacy
- Apollo 24|7Cashback SBI: 5% off on ₹1,500+
Grocery
- BigBasketHSBC Live+: 5% back
- JioMartHSBC Live+: 5% back
Quick commerce
- BlinkitAirtel Axis: 10% back
- Swiggy InstamartHSBC Live+: 10% back on ₹249+
- ZeptoHSBC Live+: 5% back
Movies and events
- BookMyShowAxis Neo: 5% back on ₹100+
- DistrictAirtel Axis: 5% back on ₹100+
- PVR INOXCashback SBI: 5% as Reward Points on ₹100+
Travel
- CleartripPaisaSave YES: 5% back on ₹100+
- GoibiboPaisaSave YES: 5% as Reward Points on ₹100+
- ixigoPhonePe SBI Black: 5% back on ₹249+
- MakeMyTripPaisaSave YES: 5% as Reward Points on ₹100+
Food delivery
- Domino'sHSBC Live+: 5% back on ₹100+
- SwiggyHSBC Live+: 10% back on ₹249+
- ZomatoAirtel Axis: 10% back
Train tickets
- IRCTC Rail ConnectPhonePe SBI Black: 2.15% as Reward Points (reported)
Beauty
- NykaaHSBC Live+: 5% back on ₹100+
Electronics
- Reliance DigitalHSBC Live+: 5% back on ₹100+
Cabs
- UberCashback SBI: 5% as Reward Points