CARD VS CARD · 28 APPS COMPARED
Swiggy BLCK HDFC vs Swiggy Ornge HDFC
Swiggy BLCK HDFC wins on 2 apps, Swiggy Ornge HDFC on 0.
Swiggy BLCK HDFC
2 apps
Best for Swiggy and Swiggy Instamart
They earn the same on 26 apps.
App by app
Biggest differences first. Blue marks the card that earns more.
Swiggy10%min ₹2495%min ₹249
Swiggy Instamart10%min ₹2495%min ₹249
Airtel Thanks1%min ₹1001%min ₹100
AJIO5%min ₹1005%min ₹249
Amazon5%min ₹1005%min ₹249
Apollo 24|71%min ₹1001%min ₹100
BigBasket1%min ₹1001%min ₹100
Blinkit1%min ₹1001%min ₹100
BookMyShow5%min ₹1005%min ₹249
Cleartrip5%min ₹1005%min ₹249
District1%min ₹1001%min ₹100
Domino's1%min ₹1001%min ₹100
Flipkart5%min ₹1005%min ₹249
Goibibo5%min ₹1005%min ₹249
IRCTC Rail Connect0%min ₹1000%min ₹100
ixigo5%min ₹1005%min ₹249
JioMart1%min ₹1001%min ₹100
MakeMyTrip1%min ₹1001%min ₹100
Meesho5%min ₹1005%min ₹249
Myntra5%min ₹1005%min ₹249
Nykaa5%min ₹1005%min ₹249
PVR INOX1%min ₹1001%min ₹100
Reliance Digital5%min ₹1005%min ₹249
Tata CLiQ1%min ₹1001%min ₹100
Tata Neu1%min ₹1001%min ₹100
Uber5%min ₹1005%min ₹249
Zepto1%min ₹1001%min ₹100
Zomato1%min ₹1001%min ₹100
Questions people ask
Which is better, Swiggy BLCK HDFC or Swiggy Ornge HDFC?
Swiggy BLCK HDFC earns more on 2 of the 28 apps Pickkard covers, Swiggy Ornge HDFC on 0, and they earn the same on 26. Choose Swiggy BLCK HDFC if you spend most on Swiggy and Swiggy Instamart. Swiggy Ornge HDFC has the lower annual fee (₹500 against ₹1,000).
Which has the lower fees, Swiggy BLCK HDFC or Swiggy Ornge HDFC?
Swiggy BLCK HDFC: joining ₹1,000, annual ₹1,000 (Joining fee waived on ₹75,000 of spend in the first 90 days; renewal fee waived on ₹2,00,000 or more of spend in a year.). Swiggy Ornge HDFC: joining ₹500, annual ₹500 (Renewal fee waived after ₹1,50,000 of spend in the preceding year.).
Can I use both Swiggy BLCK HDFC and Swiggy Ornge HDFC?
Yes. Many people keep both and use each where it earns more: Swiggy BLCK HDFC on Swiggy and Swiggy Instamart, Swiggy Ornge HDFC on the apps marked above. Pickkard tells you which one to use each time you open a shopping app.
Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.