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CARD VS CARD · 28 APPS COMPARED

Tata Neu Infinity vs HDFC Millennia

Tata Neu Infinity wins on 20 apps, HDFC Millennia on 7. Tata Neu Infinity for BigBasket and Tata Neu; HDFC Millennia for Amazon and BookMyShow.

Tata Neu Infinity HDFC Bank Credit Card

Tata Neu Infinity

20 apps

Best for BigBasket, Tata Neu and Airtel Thanks

₹1,499 a yearFee waived at ₹3,00,000 spendPaid as NeuCoins
HDFC Bank Millennia Credit Card

HDFC Millennia

7 apps

Best for Amazon, BookMyShow and Flipkart

₹1,000 a yearFee waived at ₹1,00,000 spendPaid as Reward Points

They earn the same on 1 app.

App by app

Biggest differences first. Blue marks the card that earns more.

AppTata Neu InfinityHDFC Millennia
  1. BigBasket5%1%
  2. Tata Neu5%1%
  3. Amazon1.5%5%
  4. BookMyShow1.5%5%
  5. Flipkart1.5%5%
  6. Myntra1.5%5%
  7. Swiggy1.5%5%
  8. Uber1.5%5%
  9. Zomato1.5%5%
  10. Airtel Thanks1.5%1%
  11. AJIO1.5%1%
  12. Apollo 24|71.5%1%
  13. Blinkit1.5%1%
  14. Cleartrip1.5%1%
  15. District1.5%1%
  16. Domino's1.5%1%
  17. Goibibo1.5%1%
  18. ixigo1.5%1%
  19. JioMart1.5%1%
  20. MakeMyTrip1.5%1%
  21. Meesho1.5%1%
  22. Nykaa1.5%1%
  23. PVR INOX1.5%1%
  24. Reliance Digital1.5%1%
  25. Swiggy Instamart1.5%1%
  26. Zepto1.5%1%
  27. IRCTC Rail Connect0.32%0%
  28. Tata CLiQ5%5%

Questions people ask

Which is better, Tata Neu Infinity or HDFC Millennia?

Tata Neu Infinity earns more on 20 of the 28 apps Pickkard covers, HDFC Millennia on 7, and they earn the same on 1. Choose Tata Neu Infinity if you spend most on BigBasket, Tata Neu and Airtel Thanks. Choose HDFC Millennia if you spend most on Amazon, BookMyShow and Flipkart. HDFC Millennia has the lower annual fee (₹1,000 against ₹1,499).

Which has the lower fees, Tata Neu Infinity or HDFC Millennia?

Tata Neu Infinity: joining ₹1,499, annual ₹1,499 (Renewal fee waived after ₹3,00,000 of spend in the previous anniversary year.). HDFC Millennia: joining ₹1,000, annual ₹1,000 (Renewal fee waived for the next year after ₹1,00,000 of spend in 12 months.).

Can I use both Tata Neu Infinity and HDFC Millennia?

Yes. Many people keep both and use each where it earns more: Tata Neu Infinity on BigBasket, Tata Neu and Airtel Thanks, HDFC Millennia on Amazon, BookMyShow and Flipkart. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.