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PhonePe SBI Card PURPLE

SBI CARD · CHECKED 22 OCT 2026

PhonePe SBI Card PURPLE

Best on AJIO, Amazon, Apollo 24|7 and 23 more apps: 2% back.

₹499 a yearPaid as Reward Points

Where it earns the most

AJIO2%orders of ₹100+ · up to ₹750 a month#16 of 50 cardsAmazon2%orders of ₹100+ · up to ₹750 a month#16 of 50 cardsApollo 24|72%orders of ₹100+ · up to ₹750 a month#11 of 50 cardsBigBasket2%orders of ₹100+ · up to ₹750 a month#17 of 50 cardsBlinkit2%orders of ₹100+ · up to ₹750 a month#19 of 50 cardsBookMyShow2%orders of ₹100+ · up to ₹750 a month#18 of 50 cards

Everywhere else

Where another card earns more

All the details: fees, points and limits in every app
Bank
SBI Card
Network
Visa, RuPay
Open to new applications?
Yes
Joining fee
₹499
Annual fee
₹499
Fee waiver
Renewal fee reversed on annual retail spends of ₹1 lakh in the previous year (PhonePe's page).
Rewards paid as
Reward Points
One point is worth
₹1
How the points are used
1 Reward Point = ₹1 as statement credit or as gift vouchers on the SBI Card Rewards portal
Checked on
22 Oct 2026

Official page: SBI Card

AppRewardMin. orderLimitRank of 50
AJIO2% as Reward Points₹100+Up to ₹750 per calendar month#16
Amazon2% as Reward Points₹100+Up to ₹750 per calendar month#16
Apollo 24|72% as Reward Points₹100+Up to ₹750 per calendar month#11
BigBasket2% as Reward Points₹100+Up to ₹750 per calendar month#17
Blinkit2% as Reward Points₹100+Up to ₹750 per calendar month#19
BookMyShow2% as Reward Points₹100+Up to ₹750 per calendar month#18
Cleartrip2% as Reward Points₹100+Up to ₹750 per calendar month#16
District2% as Reward Points₹100+Up to ₹750 per calendar month#13
Domino's2% as Reward Points₹100+Up to ₹750 per calendar month#15
Flipkart2% as Reward Points₹100+Up to ₹750 per calendar month#17
Goibibo2% as Reward Points₹100+Up to ₹750 per calendar month#12
ixigo2% as Reward Points₹100+Up to ₹750 per calendar month#9
JioMart2% as Reward Points₹100+Up to ₹750 per calendar month#13
MakeMyTrip2% as Reward Points₹100+Up to ₹750 per calendar month#11
Meesho2% as Reward Points₹100+Up to ₹750 per calendar month#13
Myntra2% as Reward Points₹100+Up to ₹750 per calendar month#19
Nykaa2% as Reward Points₹100+Up to ₹750 per calendar month#15
PVR INOX2% as Reward Points₹100+Up to ₹750 per calendar month#15
Reliance Digital2% as Reward Points₹100+Up to ₹750 per calendar month#14
Swiggy2% as Reward Points₹100+Up to ₹750 per calendar month#23
Swiggy Instamart2% as Reward Points₹100+Up to ₹750 per calendar month#16
Tata CLiQ2% as Reward Points₹100+Up to ₹750 per calendar month#14
Tata Neu2% as Reward Points₹100+Up to ₹750 per calendar month#12
Uber2% as Reward Points₹100+Up to ₹750 per calendar month#18
Zepto2% as Reward Points₹100+Up to ₹750 per calendar month#15
Zomato2% as Reward Points₹100+Up to ₹750 per calendar month#22
IRCTC Rail Connect0.82% as Reward Points₹100+Up to ₹750 per calendar month#6
Airtel ThanksEarns nothing here——#44

Questions people ask

Where does PhonePe SBI Purple earn the most?

PhonePe SBI Card PURPLE earns its highest rewards on AJIO (2% as Reward Points), Amazon (2% as Reward Points) and Apollo 24|7 (2% as Reward Points).

What is the annual fee of PhonePe SBI Purple, and can it be waived?

PhonePe SBI Purple has a joining fee of ₹499 and an annual fee of ₹499. Renewal fee reversed on annual retail spends of ₹1 lakh in the previous year (PhonePe's page).

How much is one PhonePe SBI Purple point worth?

About ₹1 each when used as the bank shows first: 1 Reward Point = ₹1 as statement credit or as gift vouchers on the SBI Card Rewards portal.

Is PhonePe SBI Purple still available?

Yes, the bank still issues it to new customers.

Rewards are as per SBI Card’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to SBI Card. Check the official page before applying.