STANDARD CHARTERED BANK · CHECKED 22 OCT 2026

Standard Chartered Smart Credit Card

Best on Airtel Thanks, AJIO, Amazon and 24 more apps: 2% back.

₹499 a yearFee waived at ₹1,20,000 spendPaid as cashback

Where it earns the most

Airtel Thanks2%no minimum order · up to ₹1,000 a month#6 of 50 cards

AJIO2%no minimum order · up to ₹1,000 a month#14 of 50 cards

Amazon2%no minimum order · up to ₹1,000 a month#14 of 50 cards

Apollo 24|72%no minimum order · up to ₹1,000 a month#9 of 50 cards

BigBasket2%no minimum order · up to ₹1,000 a month#13 of 50 cards

Blinkit2%no minimum order · up to ₹1,000 a month#16 of 50 cards

Everywhere else

2% backBookMyShowCleartripDistrictDomino'sFlipkartGoibiboixigoJioMartMakeMyTripMeeshoMyntraNykaaPVR INOXReliance DigitalSwiggySwiggy InstamartTata CLiQTata NeuUberZeptoZomato
Nothing backIRCTC Rail Connect

Where another card earns more

Airtel ThanksAirtel Axis earns more here25%vs 2%
AJIOHSBC Live+ earns more here10%vs 2%
BigBasketHSBC Live+ earns more here10%vs 2%
BlinkitAirtel Axis earns more here10%vs 2%
BookMyShowAxis Neo earns more here10%vs 2%

All the details: fees, points and limits in every app

Bank: Standard Chartered Bank
Network: Visa
Open to new applications?: Yes
Joining fee: ₹499
Annual fee: ₹499
Fee waiver: First-year fee is waived as a special offer. The renewal fee is reversed on more than ₹1,20,000 of spend (online and in-store) in the previous year.
Rewards paid as: Cashback
Checked on: 22 Oct 2026

Official page: Standard Chartered Bank

App	Reward	Min. order	Limit	Rank of 50
Airtel Thanks	2% back	—	Up to ₹1,000 per statement cycle	#6
AJIO	2% back	—	Up to ₹1,000 per statement cycle	#14
Amazon	2% back	—	Up to ₹1,000 per statement cycle	#14
Apollo 24\|7	2% back	—	Up to ₹1,000 per statement cycle	#9
BigBasket	2% back	—	Up to ₹1,000 per statement cycle	#13
Blinkit	2% back	—	Up to ₹1,000 per statement cycle	#16
BookMyShow	2% back	—	Up to ₹1,000 per statement cycle	#16
Cleartrip	2% back	—	Up to ₹1,000 per statement cycle	#14
District	2% back	—	Up to ₹1,000 per statement cycle	#11
Domino's	2% back	—	Up to ₹1,000 per statement cycle	#13
Flipkart	2% back	—	Up to ₹1,000 per statement cycle	#15
Goibibo	2% back	—	Up to ₹1,000 per statement cycle	#10
ixigo	2% back	—	Up to ₹1,000 per statement cycle	#7
JioMart	2% back	—	Up to ₹1,000 per statement cycle	#10
MakeMyTrip	2% back	—	Up to ₹1,000 per statement cycle	#9
Meesho	2% back	—	Up to ₹1,000 per statement cycle	#11
Myntra	2% back	—	Up to ₹1,000 per statement cycle	#17
Nykaa	2% back	—	Up to ₹1,000 per statement cycle	#13
PVR INOX	2% back	—	Up to ₹1,000 per statement cycle	#13
Reliance Digital	2% back	—	Up to ₹1,000 per statement cycle	#12
Swiggy	2% back	—	Up to ₹1,000 per statement cycle	#21
Swiggy Instamart	2% back	—	Up to ₹1,000 per statement cycle	#13
Tata CLiQ	2% back	—	Up to ₹1,000 per statement cycle	#11
Tata Neu	2% back	—	Up to ₹1,000 per statement cycle	#9
Uber	2% back	—	Up to ₹1,000 per statement cycle	#16
Zepto	2% back	—	Up to ₹1,000 per statement cycle	#12
Zomato	2% back	—	Up to ₹1,000 per statement cycle	#20
IRCTC Rail Connect	Fee is more than the reward	—	Up to ₹1,000 per statement cycle	#37

Questions people ask

Where does Smart StanChart earn the most?

Standard Chartered Smart Credit Card earns its highest rewards on Airtel Thanks (2% back), AJIO (2% back) and Amazon (2% back).

What is the annual fee of Smart StanChart, and can it be waived?

Smart StanChart has a joining fee of ₹499 and an annual fee of ₹499. First-year fee is waived as a special offer. The renewal fee is reversed on more than ₹1,20,000 of spend (online and in-store) in the previous year.

Is Smart StanChart still available?

Yes, the bank still issues it to new customers.

Rewards are as per Standard Chartered Bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to Standard Chartered Bank. Check the official page before applying.