BOBCARD · CHECKED 22 OCT 2026
BOBCARD Eterna Credit Card
Best on AJIO, Amazon, Apollo 24|7 and 16 more apps: 3.75% back.
₹2,499 a yearFee waived at ₹2,50,000 spendPaid as Reward Points
Where it earns the most
AJIO3.75%orders of ₹100+ · up to ₹1,250 a month#10 of 50 cards
Amazon3.75%orders of ₹100+ · up to ₹1,250 a month#8 of 50 cards
Apollo 24|73.75%orders of ₹100+ · up to ₹1,250 a month#4 of 50 cards
BookMyShow3.75%orders of ₹100+ · up to ₹1,250 a month#10 of 50 cards
Cleartrip3.75%orders of ₹100+ · up to ₹1,250 a month#9 of 50 cards
District3.75%orders of ₹100+ · up to ₹1,250 a month#6 of 50 cardsEverywhere else
- 3.75% back
Flipkart
Goibibo
MakeMyTrip
Meesho
Myntra
Nykaa
PVR INOX
Reliance Digital
Swiggy
Tata CLiQ
Tata Neu
Uber
Zomato - 0.75% back
Airtel Thanks - Nothing back
BigBasket
Blinkit
Domino's
IRCTC Rail Connect
ixigo
JioMart
Swiggy Instamart
Zepto
Where another card earns more
- Airtel ThanksAirtel Axis earns more here25%vs 0.75%
- BigBasketHSBC Live+ earns more here10%vs 0%
- BlinkitAirtel Axis earns more here10%vs 0%
- Domino'sHSBC Live+ earns more here10%vs 0%
- JioMartHSBC Live+ earns more here10%vs 0%
All the details: fees, points and limits in every app
- Bank
- BOBCARD
- Network
- Mastercard, Visa, RuPay
- Open to new applications?
- Yes
- Joining fee
- None
- Annual fee
- ₹2,499
- Fee waiver
- First year free from 1 September 2026; from the second year the fee is waived after ₹2,50,000 of spend in the previous card anniversary year.
- Rewards paid as
- Reward Points
- One point is worth
- ₹0.25
- How the points are used
- Redeemed as cashback at ₹0.25 per point (minimum 1,000 points); points on Eterna do not expire
- Other ways to use the points
- TWID Pay with Rewards (up to 25% of the bill) (₹0.15 each)
- Checked on
- 22 Oct 2026
Official page: BOBCARD
| App | Reward | Min. order | Limit | Rank of 50 |
|---|---|---|---|---|
| AJIO | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #10 |
| Amazon | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #8 |
| Apollo 24|7 | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #4 |
| BookMyShow | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #10 |
| Cleartrip | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #9 |
| District | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #6 |
| Flipkart | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #11 |
| Goibibo | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #6 |
| MakeMyTrip | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #4 |
| Meesho | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #7 |
| Myntra | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #12 |
| Nykaa | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #9 |
| PVR INOX | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #7 |
| Reliance Digital | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #7 |
| Swiggy | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #13 |
| Tata CLiQ | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #6 |
| Tata Neu | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #5 |
| Uber | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #12 |
| Zomato | 3.75% as Reward Points | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) | #13 |
| Airtel Thanks | 0.75% as Reward Points | ₹100+ | No stated limit | #19 |
| BigBasket | Earns nothing here | — | — | #49 |
| Blinkit | Earns nothing here | — | — | #49 |
| Domino's | Earns nothing here | — | — | #49 |
| IRCTC Rail Connect | Earns nothing here | — | — | #22 |
| ixigo | Earns nothing here | — | — | #48 |
| JioMart | Earns nothing here | — | — | #49 |
| Swiggy Instamart | Earns nothing here | — | — | #49 |
| Zepto | Earns nothing here | — | — | #49 |
Questions people ask
Where does Eterna BOBCARD earn the most?
BOBCARD Eterna Credit Card earns its highest rewards on AJIO (3.75% as Reward Points), Amazon (3.75% as Reward Points) and Apollo 24|7 (3.75% as Reward Points).
What is the annual fee of Eterna BOBCARD, and can it be waived?
Eterna BOBCARD has a joining fee of ₹0 and an annual fee of ₹2,499. First year free from 1 September 2026; from the second year the fee is waived after ₹2,50,000 of spend in the previous card anniversary year.
How much is one Eterna BOBCARD point worth?
About ₹0.25 each when used as the bank shows first: Redeemed as cashback at ₹0.25 per point (minimum 1,000 points); points on Eterna do not expire. Other options: TWID Pay with Rewards (up to 25% of the bill) (₹0.15 each).
Is Eterna BOBCARD still available?
Yes, the bank still issues it to new customers.
Rewards are as per BOBCARD’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to BOBCARD. Check the official page before applying.