FEDERAL BANK · CHECKED 22 OCT 2026
Scapia Federal Bank Credit Card
Best on AJIO, Amazon, Apollo 24|7 and 23 more apps: 2% back.
Where it earns the most
AJIO2%orders of ₹20+#15 of 50 cards
Amazon2%orders of ₹20+#15 of 50 cards
Apollo 24|72%orders of ₹20+#10 of 50 cards
BigBasket2%orders of ₹20+#16 of 50 cards
Blinkit2%orders of ₹20+#18 of 50 cards
BookMyShow2%orders of ₹20+#17 of 50 cardsEverywhere else
- 2% back
Cleartrip
District
Domino's
Flipkart
Goibibo
ixigo
JioMart
MakeMyTrip
Meesho
Myntra
Nykaa
PVR INOX
Reliance Digital
Swiggy
Swiggy Instamart
Tata CLiQ
Tata Neu
Uber
Zepto
Zomato - 0.82% back
IRCTC Rail Connect - Nothing back
Airtel Thanks
Where another card earns more
- Airtel ThanksAirtel Axis earns more here25%vs 0%
- AJIOHSBC Live+ earns more here10%vs 2%
- BigBasketHSBC Live+ earns more here10%vs 2%
- BlinkitAirtel Axis earns more here10%vs 2%
- BookMyShowAxis Neo earns more here10%vs 2%
All the details: fees, points and limits in every app
- Bank
- Federal Bank
- Network
- Visa
- Open to new applications?
- Yes
- Joining fee
- None
- Annual fee
- None
- Rewards paid as
- Scapia Coins
- One point is worth
- ₹0.2
- How the points are used
- Spent at 5 coins = ₹1 (₹0.20 a coin), only on travel booked in the Scapia app (flights, hotels, buses, trains); no cash or statement-credit option
- Checked on
- 22 Oct 2026
Official page: Federal Bank
| App | Reward | Min. order | Limit | Rank of 50 |
|---|---|---|---|---|
| AJIO | 2% as Scapia Coins | ₹20+ | No stated limit | #15 |
| Amazon | 2% as Scapia Coins | ₹20+ | No stated limit | #15 |
| Apollo 24|7 | 2% as Scapia Coins | ₹20+ | No stated limit | #10 |
| BigBasket | 2% as Scapia Coins | ₹20+ | No stated limit | #16 |
| Blinkit | 2% as Scapia Coins | ₹20+ | No stated limit | #18 |
| BookMyShow | 2% as Scapia Coins | ₹20+ | No stated limit | #17 |
| Cleartrip | 2% as Scapia Coins | ₹20+ | No stated limit | #15 |
| District | 2% as Scapia Coins | ₹20+ | No stated limit | #12 |
| Domino's | 2% as Scapia Coins | ₹20+ | No stated limit | #14 |
| Flipkart | 2% as Scapia Coins | ₹20+ | No stated limit | #16 |
| Goibibo | 2% as Scapia Coins | ₹20+ | No stated limit | #11 |
| ixigo | 2% as Scapia Coins | ₹20+ | No stated limit | #8 |
| JioMart | 2% as Scapia Coins | ₹20+ | No stated limit | #12 |
| MakeMyTrip | 2% as Scapia Coins | ₹20+ | No stated limit | #10 |
| Meesho | 2% as Scapia Coins | ₹20+ | No stated limit | #12 |
| Myntra | 2% as Scapia Coins | ₹20+ | No stated limit | #18 |
| Nykaa | 2% as Scapia Coins | ₹20+ | No stated limit | #14 |
| PVR INOX | 2% as Scapia Coins | ₹20+ | No stated limit | #14 |
| Reliance Digital | 2% as Scapia Coins | ₹20+ | No stated limit | #13 |
| Swiggy | 2% as Scapia Coins | ₹20+ | No stated limit | #22 |
| Swiggy Instamart | 2% as Scapia Coins | ₹20+ | No stated limit | #15 |
| Tata CLiQ | 2% as Scapia Coins | ₹20+ | No stated limit | #13 |
| Tata Neu | 2% as Scapia Coins | ₹20+ | No stated limit | #11 |
| Uber | 2% as Scapia Coins | ₹20+ | No stated limit | #17 |
| Zepto | 2% as Scapia Coins | ₹20+ | No stated limit | #14 |
| Zomato | 2% as Scapia Coins | ₹20+ | No stated limit | #21 |
| IRCTC Rail Connect | 0.82% as Scapia Coins | ₹20+ | No stated limit | #5 |
| Airtel Thanks | Earns nothing here | — | — | #46 |
Questions people ask
Where does Scapia earn the most?
Scapia Federal Bank Credit Card earns its highest rewards on AJIO (2% as Scapia Coins), Amazon (2% as Scapia Coins) and Apollo 24|7 (2% as Scapia Coins).
What is the annual fee of Scapia, and can it be waived?
Scapia has no joining or annual fee. No fee waiver is listed.
How much is one Scapia point worth?
About ₹0.2 each when used as the bank shows first: Spent at 5 coins = ₹1 (₹0.20 a coin), only on travel booked in the Scapia app (flights, hotels, buses, trains); no cash or statement-credit option.
Is Scapia still available?
Yes, the bank still issues it to new customers.
Rewards are as per Federal Bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to Federal Bank. Check the official page before applying.