HSBC INDIA · CHECKED 22 OCT 2026
HSBC Live+ Credit Card
Short answer
HSBC Live+ Credit Card earns its highest rewards on Airtel Thanks (10% back), AJIO (10% back) and BigBasket (10% back). It has a joining fee of ₹999 and an annual fee of ₹999 and pays rewards as Cashback. Fee waiver: annual fee (with GST) reversed when primary and add-on card spend exceeds ₹2,00,000 in the card year. Among the 50 cards Pickkard tracks, it is the top pick on AJIO, BigBasket, Domino's, JioMart, Meesho, Myntra, Nykaa, Reliance Digital, Swiggy, Swiggy Instamart, Tata CLiQ, Tata Neu and Zepto.
Key facts
| Bank | HSBC India |
|---|---|
| Network | Visa |
| Still issued? | Yes |
| Joining fee | ₹999 |
| Annual fee | ₹999 |
| Fee waiver | Annual fee (with GST) reversed when primary and add-on card spend exceeds ₹2,00,000 in the card year. |
| Rewards paid as | Cashback |
| One point is worth | — |
| How the points are used | — |
| Other ways to use the points | — |
| Checked on | 22 Oct 2026 |
Official page: HSBC India
Rewards in every app
| App | Reward | Min. order | Limit | Rank |
|---|---|---|---|---|
| Airtel ThanksBills and recharges | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #2 of 50 |
| AJIOFashion | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| BigBasketGrocery | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| BlinkitQuick commerce | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #3 of 50 |
| Domino'sFood delivery | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| JioMartGrocery | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| MeeshoOnline shopping | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| MyntraFashion | 10% back Offer ends 31 Oct 2026 | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| NykaaBeauty | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| Reliance DigitalElectronics | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| SwiggyFood delivery | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| Swiggy InstamartQuick commerce | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| Tata CLiQFashion | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| Tata NeuOnline shopping | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| ZeptoQuick commerce | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #1 of 50 |
| ZomatoFood delivery | 10% back | — | Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate) | #3 of 50 |
| AmazonOnline shopping | 1.5% back | — | No stated limit | #18 of 50 |
| Apollo 24|7Pharmacy | 1.5% back | — | No stated limit | #13 of 50 |
| BookMyShowMovies and events | 1.5% back | — | No stated limit | #19 of 50 |
| CleartripTravel | 1.5% back | — | No stated limit | #17 of 50 |
| DistrictMovies and events | 1.5% back | — | No stated limit | #14 of 50 |
| FlipkartOnline shopping | 1.5% back | — | No stated limit | #19 of 50 |
| GoibiboTravel | 1.5% back | — | No stated limit | #13 of 50 |
| ixigoTravel | 1.5% back | — | No stated limit | #10 of 50 |
| MakeMyTripTravel | 1.5% back | — | No stated limit | #12 of 50 |
| PVR INOXMovies and events | 1.5% back | — | No stated limit | #17 of 50 |
| UberCabs | 1.5% back | — | No stated limit | #19 of 50 |
| IRCTC Rail ConnectTrain tickets | 0.32% back | — | No stated limit | #8 of 50 |
Where other cards earn more
- Airtel Thanks:Airtel Axis earns 25% back, against 10% back on HSBC Live+.
- BookMyShow:Axis Neo earns 10% off, against 1.5% back on HSBC Live+.
- District:Airtel Axis earns 10% back, against 1.5% back on HSBC Live+.
- Cleartrip:PaisaSave YES earns 6% back, against 1.5% back on HSBC Live+.
- Goibibo:PaisaSave YES earns 6% back, against 1.5% back on HSBC Live+.
- MakeMyTrip:PaisaSave YES earns 6% back, against 1.5% back on HSBC Live+.
Questions people ask
Where does HSBC Live+ earn the most?
HSBC Live+ Credit Card earns its highest rewards on Airtel Thanks (10% back), AJIO (10% back) and BigBasket (10% back).
What is the annual fee of HSBC Live+, and can it be waived?
HSBC Live+ has a joining fee of ₹999 and an annual fee of ₹999. Annual fee (with GST) reversed when primary and add-on card spend exceeds ₹2,00,000 in the card year.
Is HSBC Live+ still available?
Yes, the bank still issues it to new customers.
Rewards are as per HSBC India’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to HSBC India. Check the official page before applying.