Cashback SBI SBI Card
5% back · min. order ₹100+
- Limit: Up to ₹2,000 per statement cycle.
- When paid online or in the app; paying by card on delivery earns 1%.
Bank’s own terms: Cashback SBI Card: revised terms from 1 April 2026, checked 22 Oct 2026.
ONLINE SHOPPING · RATES CHECKED 22 OCT 2026
Best credit card for Amazon
Short answer
Three cards tie for the most on Amazon at 5%: Cashback SBI (5% back on orders of ₹100+, up to ₹2,000 per statement cycle), HDFC Millennia (5% as Reward Points, up to ₹1,000 per calendar month) and PhonePe SBI Black (5% as Reward Points on orders of ₹100+, up to ₹1,000 per calendar month). Amazon Pay ICICI also reaches 5% for Amazon Prime members (3% without Prime).
We compared what all 50 credit cards Pickkard tracks earn on Amazon. 50 of them earn something here. The value shown is what the reward is worth when used the way the bank shows first; limits and minimum orders are from each bank’s terms.
Top cards for Amazon
| # | Card | Reward | On a ₹2,500 order | Min. order | Limit |
|---|---|---|---|---|---|
| 1 | 1. Cashback SBISBI Card | 5% back | ₹125 | ₹100+ | Up to ₹2,000 per statement cycle |
| 2 |  2. HDFC MillenniaHDFC Bank | 5% as Reward Points | ₹125 | — | Up to ₹1,000 per calendar month (one limit shared with the card's other apps at this rate) |
| 3 | 3. PhonePe SBI BlackSBI Card | 5% as Reward Points | ₹125 | ₹100+ | Up to ₹1,000 per calendar month |
| 4 | 4. PhonePe UltimoHDFC Bank | 5% as Reward Points | ₹125 | — | Up to ₹500 per calendar month (one limit shared with the card's other apps at this rate) |
| 5 | 5. Swiggy BLCK HDFCHDFC Bank | 5% back | ₹125 | ₹100+ | Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate) |
| 6 | 6. Swiggy Ornge HDFCHDFC Bank | 5% back | ₹125 | ₹249+ | Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate) |
| 7 |  7. Swiggy HDFCHDFC BankNo longer issued | 5% back | ₹125 | ₹100+ | Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate) |
| 8 | 8. Eterna BOBCARDBOBCARD | 3.75% as Reward Points | ₹94 | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) |
| 9 |  9. HDFC Diners BlackHDFC Bank | 3.33% as Reward Points | ₹83 | — | Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate) |
| 10 |  10. HDFC InfiniaHDFC Bank | 3.33% as Reward Points | ₹83 | — | Up to ₹2,00,000 per statement cycle (one limit shared with the card's other apps at this rate) |
| 11 | 11. Ultimate StanChartStandard Chartered Bank | 3.33% as Reward Points | ₹83 | — | No stated limit |
| 12 |  12. Amazon Pay ICICIICICI Bank | 3% as Reward Points | ₹75 | — | No stated limit |
The top three, in detail
HDFC Millennia HDFC Bank
5% as Reward Points
- Limit: Up to ₹1,000 per calendar month (one limit shared with the card's other apps at this rate).
- Gift cards and SmartBuy or PayZapp orders earn 1%; EMI and wallet top-ups earn nothing.
- Other ways to use the points: Up to 1.5% if redeemed for SmartBuy flights, hotels, airmiles or the catalogue (up to ₹0.30 each).
Bank’s own terms: Millennia Credit Card FAQs (HDFC Bank PDF dated 6 Feb 2026, linked from the product page; read 22 Oct 2026), checked 22 Oct 2026.
PhonePe SBI Black SBI Card
5% as Reward Points · min. order ₹100+
- Limit: Up to ₹1,000 per calendar month.
- Earns nothing when paid through UPI; When paid online or in the app by card; UPI payments outside the PhonePe app earn nothing; at most 1,000 points (₹1,000) a month.
Bank’s own terms: PhonePe SBI Card SELECT BLACK terms and conditions booklet, clause 12 (Rewards Program), points 1 and 2, checked 22 Oct 2026.
Questions people ask
Which credit card gives the most rewards on Amazon?
Three cards tie for the most on Amazon at 5%: Cashback SBI (5% back on orders of ₹100+, up to ₹2,000 per statement cycle), HDFC Millennia (5% as Reward Points, up to ₹1,000 per calendar month) and PhonePe SBI Black (5% as Reward Points on orders of ₹100+, up to ₹1,000 per calendar month). Amazon Pay ICICI also reaches 5% for Amazon Prime members (3% without Prime).
Is there a Amazon credit card, and is it the best for Amazon?
Yes. Amazon Pay ICICI: 3% as Reward Points. Non-Amazon cards can match or beat them: Cashback SBI, HDFC Millennia and PhonePe SBI Black are also in the top three.
Do I get the same rewards on Amazon if I pay by UPI?
Not always. PhonePe SBI Black, PhonePe Ultimo and Eterna BOBCARD earn less when the payment goes through UPI (including a RuPay card on UPI). To get the rates above, pay with the card itself in the Amazon checkout.
Is there a limit on rewards for Amazon orders?
Yes, most cards cap the higher rate. Cashback SBI: Up to ₹2,000 per statement cycle; HDFC Millennia: Up to ₹1,000 per calendar month (one limit shared with the card's other apps at this rate); PhonePe SBI Black: Up to ₹1,000 per calendar month. Above the limit the card earns its lower base rate.
How up to date are these rates?
Each rate was checked against the bank’s own terms (or, where marked, cardholder reports) on 22 Oct 2026. Banks change their terms several times a year, so check the bank’s page before you apply. How we check rates.
Rewards are as per each bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings. Always check the bank’s page before applying.