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PHARMACY · RATES CHECKED 22 OCT 2026

Best credit card for Apollo 24|7

Cashback SBI, Eternal SBI and PhonePe SBI Black earn the most on Apollo 24|7: 5% back.

★ Earns the most for you

Cashback SBI

Cashback SBI

₹40 a month

5% back · orders of ₹100+ · up to ₹2,000 a month

On 1 Apollo 24|7 orders of ₹800 a month.

Every card, by what it’d earn you

  1. Cashback SBI5% back · orders of ₹100+ · up to ₹2,000 a month₹40a month
  2. Eternal SBI5% back · orders of ₹100+ · up to ₹1,000 a month₹40a month
  3. PhonePe SBI Black5% back · orders of ₹100+ · up to ₹1,000 a month₹40a month
  4. Eterna BOBCARD3.75% back · orders of ₹100+ · up to ₹1,250 a month₹30a month
  5. HDFC Diners Black3.33% back · no minimum order · up to ₹75,000 a month₹27a month
  6. HDFC Infinia3.33% back · no minimum order · up to ₹2,00,000 a month₹27a month
  7. Ultimate StanChart3.33% back · no minimum order₹27a month
  8. SBI SimplyCLICK2.5% back · no minimum order · up to ₹2,500 a month₹20a month
  9. Smart StanChart2% back · no minimum order · up to ₹1,000 a month₹16a month
  10. Scapia2% back · orders of ₹20+₹16a month
  11. PhonePe SBI Purple2% back · orders of ₹100+ · up to ₹750 a month₹16a month
  12. HSBC Live+1.5% back · no minimum order₹12a month
  13. Tata Neu Infinity1.5% back · no minimum order₹12a month
  14. Axis ACE1.5% back · no minimum orderNo new applications₹12a month
  15. HDFC Regalia Gold1.25% back · orders of ₹200+ · up to ₹25,000 a month₹10a month
  16. Axis Magnus1.2% back · no minimum order₹10a month
  17. Airtel Axis1% back · no minimum order₹8a month
  18. Amazon Pay ICICI1% back · no minimum order₹8a month
  19. HDFC Millennia1% back · no minimum order · up to ₹1,000 a month₹8a month
  20. MakeMyTrip ICICI1% back · no minimum order₹8a month
  21. PaisaSave YES1% back · no minimum order₹8a month
  22. Tata Neu Plus1% back · no minimum order₹8a month
  23. Flipkart Axis1% back · orders of ₹100+₹8a month
  24. Flipkart SBI1% back · orders of ₹100+₹8a month
  25. Swiggy BLCK HDFC1% back · orders of ₹100+ · up to ₹1,000 a month₹8a month
  26. Swiggy Ornge HDFC1% back · orders of ₹100+ · up to ₹1,000 a month₹8a month
  27. Swiggy HDFC1% back · orders of ₹100+ · up to ₹500 a monthNo new applications₹8a month
  28. IRCTC SBI0.8% back · no minimum order₹6a month
  29. Rewards Amex0.67% back · no minimum orderNo new applications₹5a month
  30. IndianOil HDFC0.64% back · orders of ₹150+₹5a month
  31. Cashback+ Kotak0.5% back · no minimum order₹4a month
  32. ICICI Coral0.5% back · no minimum order₹4a month
  33. Reliance SBI Prime0.5% back · no minimum order₹4a month
  34. SBI Elite0.5% back · no minimum order₹4a month
  35. SBI Prime0.5% back · no minimum order₹4a month
  36. SmartEarn Amex0.5% back · no minimum orderNo new applications₹4a month
  37. Axis MY Zone0.4% back · no minimum order₹3a month
  38. EazyDiner IndusInd0.4% back · no minimum order · up to ₹750 a month₹3a month
  39. Tiger IndusInd0.4% back · no minimum order₹3a month
  40. IDFC FIRST Millennia0.38% back · no minimum order₹3a month
  41. IDFC FIRST Select0.38% back · no minimum order₹3a month
  42. IDFC FIRST Wealth0.38% back · no minimum order₹3a month
  43. BPCL Octane SBI0.25% back · no minimum order₹2a month
  44. Shoprite RBL0.25% back · no minimum order₹2a month
  45. HDFC MoneyBack+0.2% back · orders of ₹200+ · up to ₹3,000 a month₹2a month
  46. OneCard0.2% back · no minimum orderNo new applications₹2a month
  47. SBI SimplySAVE0.17% back · no minimum order₹1a month
  48. Axis Neo0.1% back · no minimum order₹1a month
  49. HDFC Freedom0.07% back · orders of ₹200+ · up to ₹2,250 a month₹1a month

Amounts count each card’s minimum order and monthly limit. Some limits are shared with the card’s other apps, so you may earn less if you also use it elsewhere. Points are valued the way the bank shows first.

Where these numbers come from

Checked 22 Oct 2026. How we check rates.

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Copy this code. It shows the top 3 cards for Apollo 24|7 and stays up to date when rates change.

Questions people ask

Which credit card gives the most rewards on Apollo 24|7?

Three cards tie for the most on Apollo 24|7 at 5%: Cashback SBI (5% back on orders of ₹100+, up to ₹2,000 per statement cycle), Eternal SBI (5% back on orders of ₹100+, up to ₹1,000 per statement cycle) and PhonePe SBI Black (5% as Reward Points on orders of ₹100+, up to ₹1,000 per calendar month).

Do I get the same rewards on Apollo 24|7 if I pay by UPI?

Not always. Eternal SBI, PhonePe SBI Black and Eterna BOBCARD earn less when the payment goes through UPI (including a RuPay card on UPI). To get the rates above, pay with the card itself in the Apollo 24|7 checkout.

Is there a limit on rewards for Apollo 24|7 orders?

Yes, most cards cap the higher rate. Cashback SBI: Up to ₹2,000 per statement cycle; Eternal SBI: Up to ₹1,000 per statement cycle (one limit shared with the card's other apps at this rate); PhonePe SBI Black: Up to ₹1,000 per calendar month. Above the limit the card earns its lower base rate.

How up to date are these rates?

Each rate was checked against the bank’s own terms (or, where marked, cardholder reports) on 22 Oct 2026. Banks change their terms several times a year, so check the bank’s page before you apply. How we check rates.

Best card for other apps

Airtel ThanksAJIOAmazonBigBasketBlinkitBookMyShow
HDFC Millennia vs Cashback SBIHSBC Live+ vs Cashback SBIAmazon Pay ICICI vs Cashback SBIFlipkart SBI vs Cashback SBIPhonePe SBI Black vs Cashback SBIEternal SBI vs HSBC Live+Axis ACE vs Cashback SBIAirtel Axis vs Cashback SBIPhonePe Ultimo vs PhonePe SBI BlackEternal SBI vs Swiggy BLCK HDFCEternal SBI vs Swiggy Ornge HDFCIRCTC SBI vs PhonePe SBI BlackCashback+ Kotak vs Cashback SBISBI SimplyCLICK vs Cashback SBIFlipkart Axis vs Cashback SBIPaisaSave YES vs Cashback SBI

Rewards are as per each bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings. Always check the bank’s page before applying.