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CARD VS CARD · 28 APPS COMPARED

Amazon Pay ICICI vs HDFC Millennia

Amazon Pay ICICI wins on 0 apps, HDFC Millennia on 9.

Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI

0 apps

Doesn’t win any app

No annual feePaid as Reward Points
HDFC Bank Millennia Credit Card

HDFC Millennia

9 apps

Best for BookMyShow, Flipkart and Myntra

₹1,000 a yearFee waived at ₹1,00,000 spendPaid as Reward Points

They earn the same on 19 apps.

App by app

Biggest differences first. Blue marks the card that earns more.

AppAmazon Pay ICICIHDFC Millennia
  1. BookMyShow1%5%
  2. Flipkart1%5%
  3. Myntra1%5%
  4. Swiggy1%5%
  5. Tata CLiQ1%5%
  6. Uber1%5%
  7. Zomato1%5%
  8. Amazon3%5%
  9. Airtel Thanks0%1%
  10. AJIO1%1%
  11. Apollo 24|71%1%
  12. BigBasket1%1%
  13. Blinkit1%1%
  14. Cleartrip1%1%
  15. District1%1%
  16. Domino's1%1%
  17. Goibibo1%1%
  18. IRCTC Rail Connect0%0%
  19. ixigo1%1%
  20. JioMart1%1%
  21. MakeMyTrip1%1%
  22. Meesho1%1%
  23. Nykaa1%1%
  24. PVR INOX1%1%
  25. Reliance Digital1%1%
  26. Swiggy Instamart1%1%
  27. Tata Neu1%1%
  28. Zepto1%1%

Questions people ask

Which is better, Amazon Pay ICICI or HDFC Millennia?

Amazon Pay ICICI earns more on 0 of the 28 apps Pickkard covers, HDFC Millennia on 9, and they earn the same on 19. Choose HDFC Millennia if you spend most on BookMyShow, Flipkart and Myntra. Amazon Pay ICICI has the lower annual fee (none against ₹1,000).

Which has the lower fees, Amazon Pay ICICI or HDFC Millennia?

Amazon Pay ICICI: joining None, annual None. HDFC Millennia: joining ₹1,000, annual ₹1,000 (Renewal fee waived for the next year after ₹1,00,000 of spend in 12 months.).

Can I use both Amazon Pay ICICI and HDFC Millennia?

Yes. Many people keep both and use each where it earns more: Amazon Pay ICICI on the apps marked above, HDFC Millennia on BookMyShow, Flipkart and Myntra. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.