SBI CARD · CHECKED 22 OCT 2026

SimplySAVE SBI Card

Best on BigBasket, Blinkit, Domino's and 5 more apps: 1.67% back.

₹499 a yearFee waived at ₹1,00,000 spendPaid as Reward Points

Where it earns the most

BigBasket1.67%no minimum order · up to ₹1,250 a month#19 of 50 cards

Blinkit1.67%no minimum order · up to ₹1,250 a month#20 of 50 cards

Domino's1.67%no minimum order · up to ₹1,250 a month#16 of 50 cards

PVR INOX1.67%no minimum order · up to ₹1,250 a month#16 of 50 cards

Swiggy1.67%no minimum order · up to ₹1,250 a month#25 of 50 cards

Swiggy Instamart1.67%no minimum order · up to ₹1,250 a month#17 of 50 cards

Everywhere else

1.67% backZeptoZomato
0.17% backAirtel ThanksAJIOAmazonApollo 24|7BookMyShowCleartripDistrictFlipkartGoibiboixigoJioMartMakeMyTripMeeshoMyntraNykaaReliance DigitalTata CLiQTata NeuUber
Nothing backIRCTC Rail Connect

Where another card earns more

Airtel ThanksAirtel Axis earns more here25%vs 0.17%
AJIOHSBC Live+ earns more here10%vs 0.17%
BookMyShowAxis Neo earns more here10%vs 0.17%
DistrictAirtel Axis earns more here10%vs 0.17%
JioMartHSBC Live+ earns more here10%vs 0.17%

All the details: fees, points and limits in every app

Bank: SBI Card
Network: Visa, Mastercard, RuPay
Open to new applications?: Yes
Joining fee: ₹499
Annual fee: ₹499
Fee waiver: Renewal fee waived after ₹1,00,000 of spend in the previous card year.
Rewards paid as: Reward Points
One point is worth: ₹0.25
How the points are used: Statement credit at ₹0.25 per point (4 points = ₹1), in blocks of 4,000 points; ₹99 fee per redemption; points expire after 24 months
Checked on: 22 Oct 2026

Official page: SBI Card

App	Reward	Min. order	Limit	Rank of 50
BigBasket	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#19
Blinkit	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#20
Domino's	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#16
PVR INOX	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#16
Swiggy	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#25
Swiggy Instamart	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#17
Zepto	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#16
Zomato	1.67% as Reward Points	—	Up to ₹1,250 per calendar month (one limit shared with the card's other apps at this rate)	#23
Airtel Thanks	0.17% as Reward Points	—	No stated limit	#28
AJIO	0.17% as Reward Points	—	No stated limit	#48
Amazon	0.17% as Reward Points	—	No stated limit	#48
Apollo 24\|7	0.17% as Reward Points	—	No stated limit	#47
BookMyShow	0.17% as Reward Points	—	No stated limit	#48
Cleartrip	0.17% as Reward Points	—	No stated limit	#47
District	0.17% as Reward Points	—	No stated limit	#45
Flipkart	0.17% as Reward Points	—	No stated limit	#48
Goibibo	0.17% as Reward Points	—	No stated limit	#47
ixigo	0.17% as Reward Points	—	No stated limit	#40
JioMart	0.17% as Reward Points	—	No stated limit	#46
MakeMyTrip	0.17% as Reward Points	—	No stated limit	#47
Meesho	0.17% as Reward Points	—	No stated limit	#47
Myntra	0.17% as Reward Points	—	No stated limit	#48
Nykaa	0.17% as Reward Points	—	No stated limit	#47
Reliance Digital	0.17% as Reward Points	—	No stated limit	#46
Tata CLiQ	0.17% as Reward Points	—	No stated limit	#47
Tata Neu	0.17% as Reward Points	—	No stated limit	#47
Uber	0.17% as Reward Points	—	No stated limit	#49
IRCTC Rail Connect	Fee is more than the reward	—	—	#35

Questions people ask

Where does SBI SimplySAVE earn the most?

SimplySAVE SBI Card earns its highest rewards on BigBasket (1.67% as Reward Points), Blinkit (1.67% as Reward Points) and Domino's (1.67% as Reward Points).

What is the annual fee of SBI SimplySAVE, and can it be waived?

SBI SimplySAVE has a joining fee of ₹499 and an annual fee of ₹499. Renewal fee waived after ₹1,00,000 of spend in the previous card year.

How much is one SBI SimplySAVE point worth?

About ₹0.25 each when used as the bank shows first: Statement credit at ₹0.25 per point (4 points = ₹1), in blocks of 4,000 points; ₹99 fee per redemption; points expire after 24 months.

Is SBI SimplySAVE still available?

Yes, the bank still issues it to new customers.

Rewards are as per SBI Card’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to SBI Card. Check the official page before applying.