KOTAK MAHINDRA BANK · CHECKED 22 OCT 2026
Kotak Cashback+ Credit Card
Short answer
Kotak Cashback+ Credit Card earns its highest rewards on BigBasket (5% back), Blinkit (5% back) and BookMyShow (5% back). It has a joining fee of ₹750 and an annual fee of ₹750 and pays rewards as Cashback. Fee waiver: annual fee waived on annual retail spends of ₹2,00,000.
Key facts
| Bank | Kotak Mahindra Bank |
|---|---|
| Network | Visa, RuPay |
| Still issued? | Yes |
| Joining fee | ₹750 |
| Annual fee | ₹750 |
| Fee waiver | Annual fee waived on annual retail spends of ₹2,00,000. |
| Rewards paid as | Cashback |
| One point is worth | — |
| How the points are used | — |
| Other ways to use the points | — |
| Checked on | 22 Oct 2026 |
Official page: Kotak Mahindra Bank
Rewards in every app
| App | Reward | Min. order | Limit | Rank |
|---|---|---|---|---|
| BigBasketGrocery | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #3 of 50 |
| BlinkitQuick commerce | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #4 of 50 |
| BookMyShowMovies and events | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #4 of 50 |
| DistrictMovies and events | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #4 of 50 |
| Domino'sFood delivery | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #4 of 50 |
| JioMartGrocery | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #3 of 50 |
| PVR INOXMovies and events | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #2 of 50 |
| SwiggyFood delivery | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #5 of 50 |
| Swiggy InstamartQuick commerce | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #4 of 50 |
| ZeptoQuick commerce | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #3 of 50 |
| ZomatoFood delivery | 5% back | — | Up to ₹750 per statement cycle (one limit shared with the card's other apps at this rate) | #5 of 50 |
| AJIOFashion | 0.5% back | — | No stated limit | #35 of 50 |
| AmazonOnline shopping | 0.5% back | — | No stated limit | #35 of 50 |
| Apollo 24|7Pharmacy | 0.5% back | — | No stated limit | #31 of 50 |
| CleartripTravel | 0.5% back | — | No stated limit | #35 of 50 |
| FlipkartOnline shopping | 0.5% back | — | No stated limit | #35 of 50 |
| GoibiboTravel | 0.5% back | — | No stated limit | #35 of 50 |
| ixigoTravel | 0.5% back | — | No stated limit | #29 of 50 |
| MakeMyTripTravel | 0.5% back | — | No stated limit | #35 of 50 |
| MeeshoOnline shopping | 0.5% back | — | No stated limit | #32 of 50 |
| MyntraFashion | 0.5% back | — | No stated limit | #34 of 50 |
| NykaaBeauty | 0.5% back | — | No stated limit | #33 of 50 |
| Reliance DigitalElectronics | 0.5% back | — | No stated limit | #31 of 50 |
| Tata CLiQFashion | 0.5% back | — | No stated limit | #32 of 50 |
| Tata NeuOnline shopping | 0.5% back | — | No stated limit | #32 of 50 |
| UberCabs | 0.5% back | — | No stated limit | #34 of 50 |
| Airtel ThanksBills and recharges | Earns nothing here | — | — | #38 of 50 |
| IRCTC Rail ConnectTrain tickets | Fee is more than the reward | — | — | #20 of 50 |
Where other cards earn more
- Airtel Thanks:Airtel Axis earns 25% back, against earns nothing here on Cashback+ Kotak.
- AJIO:HSBC Live+ earns 10% back, against 0.5% back on Cashback+ Kotak.
- Meesho:HSBC Live+ earns 10% back, against 0.5% back on Cashback+ Kotak.
- Myntra:HSBC Live+ earns 10% back, against 0.5% back on Cashback+ Kotak.
- Nykaa:HSBC Live+ earns 10% back, against 0.5% back on Cashback+ Kotak.
- Reliance Digital:HSBC Live+ earns 10% back, against 0.5% back on Cashback+ Kotak.
Questions people ask
Where does Cashback+ Kotak earn the most?
Kotak Cashback+ Credit Card earns its highest rewards on BigBasket (5% back), Blinkit (5% back) and BookMyShow (5% back).
What is the annual fee of Cashback+ Kotak, and can it be waived?
Cashback+ Kotak has a joining fee of ₹750 and an annual fee of ₹750. Annual fee waived on annual retail spends of ₹2,00,000.
Is Cashback+ Kotak still available?
Yes, the bank still issues it to new customers.
Rewards are as per Kotak Mahindra Bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to Kotak Mahindra Bank. Check the official page before applying.