SBI CARD · CHECKED 22 OCT 2026

SBI Card PRIME

Best on BigBasket, Blinkit, Domino's and 5 more apps: 2.5% back.

₹2,999 a yearFee waived at ₹3,00,000 spendPaid as Reward Points

Where it earns the most

BigBasket2.5%no minimum order · up to ₹1,875 a month#12 of 50 cards

Blinkit2.5%no minimum order · up to ₹1,875 a month#15 of 50 cards

Domino's2.5%no minimum order · up to ₹1,875 a month#11 of 50 cards

PVR INOX2.5%no minimum order · up to ₹1,875 a month#12 of 50 cards

Swiggy2.5%no minimum order · up to ₹1,875 a month#19 of 50 cards

Swiggy Instamart2.5%no minimum order · up to ₹1,875 a month#12 of 50 cards

Everywhere else

2.5% backZeptoZomato
0.5% backAirtel ThanksAJIOAmazonApollo 24|7BookMyShowCleartripDistrictFlipkartGoibiboixigoJioMartMakeMyTripMeeshoMyntraNykaaReliance DigitalTata CLiQTata NeuUber
Nothing backIRCTC Rail Connect

Where another card earns more

Airtel ThanksAirtel Axis earns more here25%vs 0.5%
AJIOHSBC Live+ earns more here10%vs 0.5%
BookMyShowAxis Neo earns more here10%vs 0.5%
DistrictAirtel Axis earns more here10%vs 0.5%
JioMartHSBC Live+ earns more here10%vs 0.5%

All the details: fees, points and limits in every app

Bank: SBI Card
Network: Visa, Mastercard
Open to new applications?: Yes
Joining fee: ₹2,999
Annual fee: ₹2,999
Fee waiver: Renewal fee waived after ₹3,00,000 of spend in the year.
Rewards paid as: Reward Points
One point is worth: ₹0.25
How the points are used: Statement credit at 4 points per ₹1 (₹0.25 a point), in blocks of 4,000 points; ₹99 fee per redemption
Checked on: 22 Oct 2026

Official page: SBI Card

App	Reward	Min. order	Limit	Rank of 50
BigBasket	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#12
Blinkit	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#15
Domino's	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#11
PVR INOX	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#12
Swiggy	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#19
Swiggy Instamart	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#12
Zepto	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#11
Zomato	2.5% as Reward Points	—	Up to ₹1,875 per calendar month (one limit shared with the card's other apps at this rate)	#19
Airtel Thanks	0.5% as Reward Points	—	No stated limit	#23
AJIO	0.5% as Reward Points	—	No stated limit	#38
Amazon	0.5% as Reward Points	—	No stated limit	#39
Apollo 24\|7	0.5% as Reward Points	—	No stated limit	#35
BookMyShow	0.5% as Reward Points	—	No stated limit	#41
Cleartrip	0.5% as Reward Points	—	No stated limit	#39
District	0.5% as Reward Points	—	No stated limit	#36
Flipkart	0.5% as Reward Points	—	No stated limit	#39
Goibibo	0.5% as Reward Points	—	No stated limit	#39
ixigo	0.5% as Reward Points	—	No stated limit	#33
JioMart	0.5% as Reward Points	—	No stated limit	#35
MakeMyTrip	0.5% as Reward Points	—	No stated limit	#39
Meesho	0.5% as Reward Points	—	No stated limit	#36
Myntra	0.5% as Reward Points	—	No stated limit	#38
Nykaa	0.5% as Reward Points	—	No stated limit	#37
Reliance Digital	0.5% as Reward Points	—	No stated limit	#34
Tata CLiQ	0.5% as Reward Points	—	No stated limit	#36
Tata Neu	0.5% as Reward Points	—	No stated limit	#36
Uber	0.5% as Reward Points	—	No stated limit	#38
IRCTC Rail Connect	Fee is more than the reward	—	—	#34

Questions people ask

Where does SBI Prime earn the most?

SBI Card PRIME earns its highest rewards on BigBasket (2.5% as Reward Points), Blinkit (2.5% as Reward Points) and Domino's (2.5% as Reward Points).

What is the annual fee of SBI Prime, and can it be waived?

SBI Prime has a joining fee of ₹2,999 and an annual fee of ₹2,999. Renewal fee waived after ₹3,00,000 of spend in the year.

How much is one SBI Prime point worth?

About ₹0.25 each when used as the bank shows first: Statement credit at 4 points per ₹1 (₹0.25 a point), in blocks of 4,000 points; ₹99 fee per redemption.

Is SBI Prime still available?

Yes, the bank still issues it to new customers.

Rewards are as per SBI Card’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to SBI Card. Check the official page before applying.