HDFC BANK · CHECKED 22 OCT 2026

Swiggy HDFC Bank Credit Card

No longer issued

Short answer

Swiggy HDFC Bank Credit Card earns its highest rewards on Swiggy (10% back), Swiggy Instamart (10% back) and AJIO (5% back). It has a joining fee of ₹500 and an annual fee of ₹500 and pays rewards as Cashback. Fee waiver: renewal fee waived after ₹2,00,000 of spend in the previous card year. It is no longer issued to new customers.

Key facts

Bank	HDFC Bank
Network	Mastercard
Still issued?	No longer issued to new customers
Joining fee	₹500
Annual fee	₹500
Fee waiver	Renewal fee waived after ₹2,00,000 of spend in the previous card year.
Rewards paid as	Cashback
One point is worth	—
How the points are used	—
Other ways to use the points	—
Checked on	22 Oct 2026

Official page: HDFC Bank

Rewards in every app

What Swiggy HDFC earns in each app Pickkard covers, best first, and where it ranks among 50 cards.
App	Reward	Min. order	Limit	Rank
SwiggyFood delivery	10% back No longer issued	₹249+	Up to ₹1,500 per statement cycle	#3 of 50
Swiggy InstamartQuick commerce	10% back No longer issued	₹249+	Up to ₹1,500 per statement cycle	#3 of 50
AJIOFashion	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#9 of 50
AmazonOnline shopping	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#7 of 50
CleartripTravel	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#8 of 50
FlipkartOnline shopping	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#10 of 50
MeeshoOnline shopping	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#6 of 50
MyntraFashion	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#12 of 50
NykaaBeauty	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#8 of 50
UberCabs	5% back No longer issued	₹100+	Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate)	#9 of 50
Airtel ThanksBills and recharges	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#17 of 50
Apollo 24\|7Pharmacy	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#27 of 50
BigBasketGrocery	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#34 of 50
BlinkitQuick commerce	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#35 of 50
BookMyShowMovies and events	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#33 of 50
DistrictMovies and events	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#29 of 50
Domino'sFood delivery	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#35 of 50
GoibiboTravel	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#31 of 50
ixigoTravel	1% back No longer issued Cardholder reports	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#25 of 50
JioMartGrocery	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#30 of 50
MakeMyTripTravel	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#31 of 50
PVR INOXMovies and events	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#34 of 50
Reliance DigitalElectronics	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#27 of 50
Tata CLiQFashion	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#28 of 50
Tata NeuOnline shopping	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#28 of 50
ZeptoQuick commerce	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#33 of 50
ZomatoFood delivery	1% back No longer issued	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#38 of 50
IRCTC Rail ConnectTrain tickets	Fee is more than the reward No longer issued Cardholder reports	₹100+	Up to ₹500 per statement cycle (one limit shared with the card's other apps at this rate)	#50 of 50

Where other cards earn more

Airtel Thanks:Airtel Axis earns 25% back, against 1% back on Swiggy HDFC.
BigBasket:HSBC Live+ earns 10% back, against 1% back on Swiggy HDFC.
Blinkit:Airtel Axis earns 10% back, against 1% back on Swiggy HDFC.
BookMyShow:Axis Neo earns 10% off, against 1% back on Swiggy HDFC.
District:Airtel Axis earns 10% back, against 1% back on Swiggy HDFC.
Domino's:HSBC Live+ earns 10% back, against 1% back on Swiggy HDFC.

Questions people ask

Where does Swiggy HDFC earn the most?

Swiggy HDFC Bank Credit Card earns its highest rewards on Swiggy (10% back), Swiggy Instamart (10% back) and AJIO (5% back).

What is the annual fee of Swiggy HDFC, and can it be waived?

Swiggy HDFC has a joining fee of ₹500 and an annual fee of ₹500. Renewal fee waived after ₹2,00,000 of spend in the previous card year.

Is Swiggy HDFC still available?

No. The bank no longer issues it to new customers, but existing cardholders keep earning as shown.

Rewards are as per HDFC Bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to HDFC Bank. Check the official page before applying.