CARD VS CARD · 28 APPS COMPARED
Cashback+ Kotak vs Cashback SBI
Cashback+ Kotak wins on 1 apps, Cashback SBI on 14. Cashback+ Kotak for ixigo; Cashback SBI for AJIO and Amazon.
They earn the same on 13 apps.
App by app
Biggest differences first. Blue marks the card that earns more.
AJIO0.5%5%min ₹100
Amazon0.5%5%min ₹100
Apollo 24|70.5%5%min ₹100
Cleartrip0.5%5%min ₹100
Flipkart0.5%5%min ₹100
Goibibo0.5%5%min ₹100
MakeMyTrip0.5%5%min ₹100
Meesho0.5%5%min ₹100
Myntra0.5%5%min ₹100
Nykaa0.5%5%min ₹100
Reliance Digital0.5%5%min ₹100
Tata CLiQ0.5%5%min ₹100
Tata Neu0.5%5%min ₹100
Uber0.5%5%min ₹100
ixigo0.5%0%
Airtel Thanks0%0%
BigBasket5%5%min ₹100
Blinkit5%5%min ₹100
BookMyShow5%5%min ₹100
District5%5%min ₹100
Domino's5%5%min ₹100
IRCTC Rail Connect0%0%
JioMart5%5%min ₹100
PVR INOX5%5%min ₹100
Swiggy5%5%min ₹100
Swiggy Instamart5%5%min ₹100
Zepto5%5%min ₹100
Zomato5%5%min ₹100
Questions people ask
Which is better, Cashback+ Kotak or Cashback SBI?
Cashback+ Kotak earns more on 1 of the 28 apps Pickkard covers, Cashback SBI on 14, and they earn the same on 13. Choose Cashback+ Kotak if you spend most on ixigo. Choose Cashback SBI if you spend most on AJIO, Amazon and Apollo 24|7. Cashback+ Kotak has the lower annual fee (₹750 against ₹999).
Which has the lower fees, Cashback+ Kotak or Cashback SBI?
Cashback+ Kotak: joining ₹750, annual ₹750 (Annual fee waived on annual retail spends of ₹2,00,000.). Cashback SBI: joining ₹999, annual ₹999 (Renewal fee reversed after ₹2,00,000 of spend in the previous card year.).
Can I use both Cashback+ Kotak and Cashback SBI?
Yes. Many people keep both and use each where it earns more: Cashback+ Kotak on ixigo, Cashback SBI on AJIO, Amazon and Apollo 24|7. Pickkard tells you which one to use each time you open a shopping app.
Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.