SBI CARD · CHECKED 22 OCT 2026

Reliance SBI Card PRIME

Best on AJIO and JioMart: 5% back.

₹2,999 a yearFee waived at ₹3,00,000 spendPaid as Reward Points

Where it earns the most

AJIO5%no minimum order#5 of 50 cards

JioMart5%no minimum order#4 of 50 cards

Reliance Digital2.5%no minimum order#11 of 50 cards

Domino's1.25%no minimum order · up to ₹1,875 a month#22 of 50 cards

PVR INOX1.25%no minimum order · up to ₹1,875 a month#20 of 50 cards

Swiggy1.25%no minimum order · up to ₹1,875 a month#30 of 50 cards

Everywhere else

1.25% backZomato
0.5% backAirtel ThanksAmazonApollo 24|7BigBasketBlinkitBookMyShowCleartripDistrictFlipkartGoibiboixigoMakeMyTripMeeshoMyntraNykaaSwiggy InstamartTata CLiQTata NeuUberZepto
Nothing backIRCTC Rail Connect

Where another card earns more

Airtel ThanksAirtel Axis earns more here25%vs 0.5%
BigBasketHSBC Live+ earns more here10%vs 0.5%
BlinkitAirtel Axis earns more here10%vs 0.5%
BookMyShowAxis Neo earns more here10%vs 0.5%
DistrictAirtel Axis earns more here10%vs 0.5%

All the details: fees, points and limits in every app

Bank: SBI Card
Network: RuPay, Mastercard
Open to new applications?: Yes
Joining fee: ₹2,999
Annual fee: ₹2,999
Fee waiver: Renewal fee waived after ₹3,00,000 of spend in the previous year.
Rewards paid as: Reward Points
One point is worth: ₹0.25
How the points are used: 4 points per ₹1 (₹0.25 a point), only as Reliance Retail vouchers, not cash or bill credit
Checked on: 22 Oct 2026

Official page: SBI Card

App	Reward	Min. order	Limit	Rank of 50
AJIO	5% as Reward Points	—	No stated limit	#5
JioMart	5% as Reward Points	—	No stated limit	#4
Reliance Digital	2.5% as Reward Points	—	No stated limit	#11
Domino's	1.25% as Reward Points	—	Up to ₹1,875 per statement cycle (one limit shared with the card's other apps at this rate)	#22
PVR INOX	1.25% as Reward Points	—	Up to ₹1,875 per statement cycle (one limit shared with the card's other apps at this rate)	#20
Swiggy	1.25% as Reward Points	—	Up to ₹1,875 per statement cycle (one limit shared with the card's other apps at this rate)	#30
Zomato	1.25% as Reward Points	—	Up to ₹1,875 per statement cycle (one limit shared with the card's other apps at this rate)	#28
Airtel Thanks	0.5% as Reward Points	—	No stated limit	#21
Amazon	0.5% as Reward Points	—	No stated limit	#37
Apollo 24\|7	0.5% as Reward Points	—	No stated limit	#33
BigBasket	0.5% as Reward Points	—	No stated limit	#39
Blinkit	0.5% as Reward Points	—	No stated limit	#39
BookMyShow	0.5% as Reward Points	—	No stated limit	#39
Cleartrip	0.5% as Reward Points	—	No stated limit	#37
District	0.5% as Reward Points	—	No stated limit	#34
Flipkart	0.5% as Reward Points	—	No stated limit	#37
Goibibo	0.5% as Reward Points	—	No stated limit	#37
ixigo	0.5% as Reward Points	—	No stated limit	#31
MakeMyTrip	0.5% as Reward Points	—	No stated limit	#37
Meesho	0.5% as Reward Points	—	No stated limit	#34
Myntra	0.5% as Reward Points	—	No stated limit	#36
Nykaa	0.5% as Reward Points	—	No stated limit	#35
Swiggy Instamart	0.5% as Reward Points	—	No stated limit	#36
Tata CLiQ	0.5% as Reward Points	—	No stated limit	#34
Tata Neu	0.5% as Reward Points	—	No stated limit	#34
Uber	0.5% as Reward Points	—	No stated limit	#36
Zepto	0.5% as Reward Points	—	No stated limit	#37
IRCTC Rail Connect	Fee is more than the reward	—	—	#32

Questions people ask

Where does Reliance SBI Prime earn the most?

Reliance SBI Card PRIME earns its highest rewards on AJIO (5% as Reward Points), JioMart (5% as Reward Points) and Reliance Digital (2.5% as Reward Points).

What is the annual fee of Reliance SBI Prime, and can it be waived?

Reliance SBI Prime has a joining fee of ₹2,999 and an annual fee of ₹2,999. Renewal fee waived after ₹3,00,000 of spend in the previous year.

How much is one Reliance SBI Prime point worth?

About ₹0.25 each when used as the bank shows first: 4 points per ₹1 (₹0.25 a point), only as Reliance Retail vouchers, not cash or bill credit.

Is Reliance SBI Prime still available?

Yes, the bank still issues it to new customers.

Rewards are as per SBI Card’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to SBI Card. Check the official page before applying.