STANDARD CHARTERED BANK · CHECKED 22 OCT 2026

Standard Chartered Ultimate Credit Card

Best on AJIO, Amazon, Apollo 24|7 and 18 more apps: 3.33% back.

₹5,000 a yearPaid as Reward Points

Where it earns the most

AJIO3.33%no minimum order#13 of 50 cards

Amazon3.33%no minimum order#11 of 50 cards

Apollo 24|73.33%no minimum order#7 of 50 cards

BookMyShow3.33%no minimum order#13 of 50 cards

Cleartrip3.33%no minimum order#12 of 50 cards

District3.33%no minimum order#9 of 50 cards

Everywhere else

3.33% backDomino'sFlipkartGoibiboixigoMakeMyTripMeeshoMyntraNykaaPVR INOXReliance DigitalSwiggyTata CLiQTata NeuUberZomato
2% backAirtel ThanksBigBasketBlinkitJioMartSwiggy InstamartZepto
0.38% backIRCTC Rail Connect

Where another card earns more

Airtel ThanksAirtel Axis earns more here25%vs 2%
BigBasketHSBC Live+ earns more here10%vs 2%
BlinkitAirtel Axis earns more here10%vs 2%
JioMartHSBC Live+ earns more here10%vs 2%
Swiggy InstamartHSBC Live+ earns more here10%vs 2%

All the details: fees, points and limits in every app

Bank: Standard Chartered Bank
Network: Mastercard, Visa
Open to new applications?: Yes
Joining fee: ₹5,000
Annual fee: ₹5,000
Rewards paid as: Reward Points
One point is worth: ₹1
How the points are used: ₹1 a point in Standard Chartered's 360 Rewards catalogue of products and vouchers
Checked on: 22 Oct 2026

Official page: Standard Chartered Bank

App	Reward	Min. order	Limit	Rank of 50
AJIO	3.33% as Reward Points	—	No stated limit	#13
Amazon	3.33% as Reward Points	—	No stated limit	#11
Apollo 24\|7	3.33% as Reward Points	—	No stated limit	#7
BookMyShow	3.33% as Reward Points	—	No stated limit	#13
Cleartrip	3.33% as Reward Points	—	No stated limit	#12
District	3.33% as Reward Points	—	No stated limit	#9
Domino's	3.33% as Reward Points	—	No stated limit	#8
Flipkart	3.33% as Reward Points	—	No stated limit	#14
Goibibo	3.33% as Reward Points	—	No stated limit	#9
ixigo	3.33% as Reward Points	—	No stated limit	#6
MakeMyTrip	3.33% as Reward Points	—	No stated limit	#7
Meesho	3.33% as Reward Points	—	No stated limit	#10
Myntra	3.33% as Reward Points	—	No stated limit	#15
Nykaa	3.33% as Reward Points	—	No stated limit	#12
PVR INOX	3.33% as Reward Points	—	No stated limit	#10
Reliance Digital	3.33% as Reward Points	—	No stated limit	#10
Swiggy	3.33% as Reward Points	—	No stated limit	#16
Tata CLiQ	3.33% as Reward Points	—	No stated limit	#9
Tata Neu	3.33% as Reward Points	—	No stated limit	#8
Uber	3.33% as Reward Points	—	No stated limit	#15
Zomato	3.33% as Reward Points	—	No stated limit	#16
Airtel Thanks	2% as Reward Points	—	No stated limit	#7
BigBasket	2% as Reward Points	—	No stated limit	#15
Blinkit	2% as Reward Points	—	No stated limit	#17
JioMart	2% as Reward Points	—	No stated limit	#11
Swiggy Instamart	2% as Reward Points	—	No stated limit	#14
Zepto	2% as Reward Points	—	No stated limit	#13
IRCTC Rail Connect	0.38% as Reward Points	—	No stated limit	#7

Questions people ask

Where does Ultimate StanChart earn the most?

Standard Chartered Ultimate Credit Card earns its highest rewards on AJIO (3.33% as Reward Points), Amazon (3.33% as Reward Points) and Apollo 24|7 (3.33% as Reward Points).

What is the annual fee of Ultimate StanChart, and can it be waived?

Ultimate StanChart has a joining fee of ₹5,000 and an annual fee of ₹5,000. No fee waiver is listed.

How much is one Ultimate StanChart point worth?

About ₹1 each when used as the bank shows first: ₹1 a point in Standard Chartered's 360 Rewards catalogue of products and vouchers.

Is Ultimate StanChart still available?

Yes, the bank still issues it to new customers.

Rewards are as per Standard Chartered Bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to Standard Chartered Bank. Check the official page before applying.