ONECARD · CHECKED 22 OCT 2026

One Credit Card

Bank isn’t taking new applications

Best on AJIO, Amazon, Apollo 24|7 and 23 more apps: 0.2% back.

No annual feePaid as Reward Points

Where it earns the most

AJIO0.2%no minimum order#47 of 50 cards

Amazon0.2%no minimum order#47 of 50 cards

Apollo 24|70.2%no minimum order#46 of 50 cards

BigBasket0.2%no minimum order#47 of 50 cards

Blinkit0.2%no minimum order#47 of 50 cards

BookMyShow0.2%no minimum order#47 of 50 cards

Everywhere else

0.2% backCleartripDistrictDomino'sFlipkartGoibiboixigoJioMartMakeMyTripMeeshoMyntraNykaaPVR INOXReliance DigitalSwiggySwiggy InstamartTata CLiQTata NeuUberZeptoZomato
Nothing backAirtel ThanksIRCTC Rail Connect

Where another card earns more

Airtel ThanksAirtel Axis earns more here25%vs 0%
AJIOHSBC Live+ earns more here10%vs 0.2%
BigBasketHSBC Live+ earns more here10%vs 0.2%
BlinkitAirtel Axis earns more here10%vs 0.2%
BookMyShowAxis Neo earns more here10%vs 0.2%

All the details: fees, points and limits in every app

Bank: OneCard
Network: Visa, Mastercard, RuPay
Open to new applications?: No, the bank isn’t taking new applications
Joining fee: None
Annual fee: None
Rewards paid as: Reward Points
One point is worth: ₹0.1
How the points are used: Pay with points in the app against a purchase under two months old, at ₹0.10 per point (500 points = ₹50); no redemption fee
Checked on: 22 Oct 2026

Official page: OneCard

App	Reward	Min. order	Limit	Rank of 50
AJIO	0.2% as Reward Points	—	No stated limit	#47
Amazon	0.2% as Reward Points	—	No stated limit	#47
Apollo 24\|7	0.2% as Reward Points	—	No stated limit	#46
BigBasket	0.2% as Reward Points	—	No stated limit	#47
Blinkit	0.2% as Reward Points	—	No stated limit	#47
BookMyShow	0.2% as Reward Points	—	No stated limit	#47
Cleartrip	0.2% as Reward Points	—	No stated limit	#46
District	0.2% as Reward Points	—	No stated limit	#44
Domino's	0.2% as Reward Points	—	No stated limit	#45
Flipkart	0.2% as Reward Points	—	No stated limit	#47
Goibibo	0.2% as Reward Points	—	No stated limit	#46
ixigo	0.2% as Reward Points	—	No stated limit	#39
JioMart	0.2% as Reward Points	—	No stated limit	#45
MakeMyTrip	0.2% as Reward Points	—	No stated limit	#46
Meesho	0.2% as Reward Points	—	No stated limit	#46
Myntra	0.2% as Reward Points	—	No stated limit	#47
Nykaa	0.2% as Reward Points	—	No stated limit	#46
PVR INOX	0.2% as Reward Points	—	No stated limit	#46
Reliance Digital	0.2% as Reward Points	—	No stated limit	#45
Swiggy	0.2% as Reward Points	—	No stated limit	#48
Swiggy Instamart	0.2% as Reward Points	—	No stated limit	#46
Tata CLiQ	0.2% as Reward Points	—	No stated limit	#46
Tata Neu	0.2% as Reward Points	—	No stated limit	#46
Uber	0.2% as Reward Points	—	No stated limit	#48
Zepto	0.2% as Reward Points	—	No stated limit	#46
Zomato	0.2% as Reward Points	—	No stated limit	#47
Airtel Thanks	Earns nothing here	—	—	#50
IRCTC Rail Connect	Fee is more than the reward	—	—	#47

Questions people ask

Where does OneCard earn the most?

One Credit Card earns its highest rewards on AJIO (0.2% as Reward Points), Amazon (0.2% as Reward Points) and Apollo 24|7 (0.2% as Reward Points).

What is the annual fee of OneCard, and can it be waived?

OneCard has no joining or annual fee. No fee waiver is listed.

How much is one OneCard point worth?

About ₹0.1 each when used as the bank shows first: Pay with points in the app against a purchase under two months old, at ₹0.10 per point (500 points = ₹50); no redemption fee.

Is OneCard still available?

No. The bank isn’t taking new applications for it, but existing cardholders keep earning as shown.

Rewards are as per OneCard’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t connected to OneCard. Check the official page before applying.