CARD VS CARD · 28 APPS COMPARED
ICICI Coral vs HDFC Millennia
ICICI Coral wins on 0 apps, HDFC Millennia on 27.
ICICI Coral
0 apps
Doesn’t win any app
HDFC Millennia
27 apps
Best for Amazon, BookMyShow and Flipkart
They earn the same on 1 app.
App by app
Biggest differences first. Blue marks the card that earns more.
Amazon0.5%5%
BookMyShow0.5%5%
Flipkart0.5%5%
Myntra0.5%5%
Swiggy0.5%5%
Tata CLiQ0.5%5%
Uber0.5%5%
Zomato0.5%5%
Airtel Thanks0.25%1%
AJIO0.5%1%
Apollo 24|70.5%1%
BigBasket0.5%1%
Blinkit0.5%1%
Cleartrip0.5%1%
District0.5%1%
Domino's0.5%1%
Goibibo0.5%1%
ixigo0.5%1%
JioMart0.5%1%
MakeMyTrip0.5%1%
Meesho0.5%1%
Nykaa0.5%1%
PVR INOX0.5%1%
Reliance Digital0.5%1%
Swiggy Instamart0.5%1%
Tata Neu0.5%1%
Zepto0.5%1%
IRCTC Rail Connect0%0%
Questions people ask
Which is better, ICICI Coral or HDFC Millennia?
ICICI Coral earns more on 0 of the 28 apps Pickkard covers, HDFC Millennia on 27, and they earn the same on 1. Choose HDFC Millennia if you spend most on Amazon, BookMyShow and Flipkart. ICICI Coral has the lower annual fee (₹500 against ₹1,000).
Which has the lower fees, ICICI Coral or HDFC Millennia?
ICICI Coral: joining ₹500, annual ₹500 (Next year's annual fee waived if you spend over ₹1,50,000 in the card year.). HDFC Millennia: joining ₹1,000, annual ₹1,000 (Renewal fee waived for the next year after ₹1,00,000 of spend in 12 months.).
Can I use both ICICI Coral and HDFC Millennia?
Yes. Many people keep both and use each where it earns more: ICICI Coral on the apps marked above, HDFC Millennia on Amazon, BookMyShow and Flipkart. Pickkard tells you which one to use each time you open a shopping app.
Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.