CARD VS CARD · 28 APPS COMPARED

Amazon Pay ICICI vs Cashback SBI

Amazon Pay ICICI wins on 1 apps, Cashback SBI on 25. Amazon Pay ICICI for ixigo; Cashback SBI for AJIO and Apollo 24|7.

Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI

1 apps

Best for ixigo

No annual feePaid as Reward Points
Cashback SBI Card

Cashback SBI

25 apps

Best for AJIO, Apollo 24|7 and BigBasket

₹999 a yearPaid as cashback

They earn the same on 2 apps.

App by app

Biggest differences first. Blue marks the card that earns more.

AppAmazon Pay ICICICashback SBI
  1. AJIO1%5%min ₹100
  2. Apollo 24|71%5%min ₹100
  3. BigBasket1%5%min ₹100
  4. Blinkit1%5%min ₹100
  5. BookMyShow1%5%min ₹100
  6. Cleartrip1%5%min ₹100
  7. District1%5%min ₹100
  8. Domino's1%5%min ₹100
  9. Flipkart1%5%min ₹100
  10. Goibibo1%5%min ₹100
  11. JioMart1%5%min ₹100
  12. MakeMyTrip1%5%min ₹100
  13. Meesho1%5%min ₹100
  14. Myntra1%5%min ₹100
  15. Nykaa1%5%min ₹100
  16. PVR INOX1%5%min ₹100
  17. Reliance Digital1%5%min ₹100
  18. Swiggy1%5%min ₹100
  19. Swiggy Instamart1%5%min ₹100
  20. Tata CLiQ1%5%min ₹100
  21. Tata Neu1%5%min ₹100
  22. Uber1%5%min ₹100
  23. Zepto1%5%min ₹100
  24. Zomato1%5%min ₹100
  25. Amazon3%5%min ₹100
  26. ixigo1%0%
  27. Airtel Thanks0%0%
  28. IRCTC Rail Connect0%0%

Questions people ask

Which is better, Amazon Pay ICICI or Cashback SBI?

Amazon Pay ICICI earns more on 1 of the 28 apps Pickkard covers, Cashback SBI on 25, and they earn the same on 2. Choose Amazon Pay ICICI if you spend most on ixigo. Choose Cashback SBI if you spend most on AJIO, Apollo 24|7 and BigBasket. Amazon Pay ICICI has the lower annual fee (none against ₹999).

Which has the lower fees, Amazon Pay ICICI or Cashback SBI?

Amazon Pay ICICI: joining None, annual None. Cashback SBI: joining ₹999, annual ₹999 (Renewal fee reversed after ₹2,00,000 of spend in the previous card year.).

Can I use both Amazon Pay ICICI and Cashback SBI?

Yes. Many people keep both and use each where it earns more: Amazon Pay ICICI on ixigo, Cashback SBI on AJIO, Apollo 24|7 and BigBasket. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.