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CARD VS CARD · 28 APPS COMPARED

PaisaSave YES vs Cashback SBI

PaisaSave YES wins on 7 apps, Cashback SBI on 19. PaisaSave YES for Cleartrip and Domino's; Cashback SBI for Reliance Digital and AJIO.

YES BANK Paisabazaar PaisaSave Credit Card

PaisaSave YES

7 apps

Best for Cleartrip, Domino's and Goibibo

₹499 a yearFee waived at ₹499 spendPaid as cashback
Cashback SBI Card

Cashback SBI

19 apps

Best for Reliance Digital, AJIO and Amazon

₹999 a yearPaid as cashback

They earn the same on 2 apps.

App by app

Biggest differences first. Blue marks the card that earns more.

AppPaisaSave YESCashback SBI
  1. Reliance Digital0%5%min ₹100
  2. AJIO1%5%min ₹100
  3. Amazon1%5%min ₹100
  4. Apollo 24|71%5%min ₹100
  5. BigBasket1%5%min ₹100
  6. Blinkit1%5%min ₹100
  7. BookMyShow1%5%min ₹100
  8. District1%5%min ₹100
  9. Flipkart1%5%min ₹100
  10. JioMart1%5%min ₹100
  11. Meesho1%5%min ₹100
  12. Myntra1%5%min ₹100
  13. Nykaa1%5%min ₹100
  14. PVR INOX1%5%min ₹100
  15. Swiggy Instamart1%5%min ₹100
  16. Tata CLiQ1%5%min ₹100
  17. Tata Neu1%5%min ₹100
  18. Uber1%5%min ₹100
  19. Zepto1%5%min ₹100
  20. Cleartrip6%5%min ₹100
  21. Domino's6%5%min ₹100
  22. Goibibo6%5%min ₹100
  23. ixigo1%0%
  24. MakeMyTrip6%5%min ₹100
  25. Swiggy6%5%min ₹100
  26. Zomato6%5%min ₹100
  27. Airtel Thanks0%0%
  28. IRCTC Rail Connect0%0%

Questions people ask

Which is better, PaisaSave YES or Cashback SBI?

PaisaSave YES earns more on 7 of the 28 apps Pickkard covers, Cashback SBI on 19, and they earn the same on 2. Choose PaisaSave YES if you spend most on Cleartrip, Domino's and Goibibo. Choose Cashback SBI if you spend most on Reliance Digital, AJIO and Amazon. PaisaSave YES has the lower annual fee (₹499 against ₹999).

Which has the lower fees, PaisaSave YES or Cashback SBI?

PaisaSave YES: joining None, annual ₹499 (Renewal fee of ₹499 + GST waived after spending ₹1,20,000 in the card anniversary year.). Cashback SBI: joining ₹999, annual ₹999 (Renewal fee reversed after ₹2,00,000 of spend in the previous card year.).

Can I use both PaisaSave YES and Cashback SBI?

Yes. Many people keep both and use each where it earns more: PaisaSave YES on Cleartrip, Domino's and Goibibo, Cashback SBI on Reliance Digital, AJIO and Amazon. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.