ONLINE SHOPPING · RATES CHECKED 22 OCT 2026
Best credit card for Meesho
HSBC Live+ earns the most on Meesho: 10% back. Next: Cashback SBI (5%) and PhonePe SBI Black (5%).
★ Earns the most for you
HSBC Live+
₹500 a month
10% back · no minimum order · up to ₹1,200 a month
Bank isn’t taking new applicationsOn 2 Meesho orders of ₹2,500 a month.
Every card, by what it’d earn you
- HSBC Live+10% back · no minimum order · up to ₹1,200 a month₹500a month
Cashback SBI5% back · orders of ₹100+ · up to ₹2,000 a month₹250a month
PhonePe SBI Black5% back · orders of ₹100+ · up to ₹1,000 a month₹250a month
Swiggy BLCK HDFC5% back · orders of ₹100+ · up to ₹1,500 a month₹250a month
Swiggy Ornge HDFC5% back · orders of ₹249+ · up to ₹1,500 a month₹250a month
Swiggy HDFC5% back · orders of ₹100+ · up to ₹1,500 a monthNo new applications₹250a month
Eterna BOBCARD3.75% back · orders of ₹100+ · up to ₹1,250 a month₹188a month
HDFC Diners Black3.33% back · no minimum order · up to ₹75,000 a month₹166a month
HDFC Infinia3.33% back · no minimum order · up to ₹2,00,000 a month₹166a month
Ultimate StanChart3.33% back · no minimum order₹166a month
Smart StanChart2% back · no minimum order · up to ₹1,000 a month₹100a month
Scapia2% back · orders of ₹20+₹100a month
PhonePe SBI Purple2% back · orders of ₹100+ · up to ₹750 a month₹100a month
Tata Neu Infinity1.5% back · no minimum order₹75a month
Axis ACE1.5% back · no minimum orderNo new applications₹75a month
SBI SimplyCLICK1.25% back · no minimum order · up to ₹2,500 a month₹62a month
HDFC Regalia Gold1.25% back · orders of ₹200+ · up to ₹25,000 a month₹62a month
Axis Magnus1.2% back · no minimum order₹60a month
Airtel Axis1% back · no minimum order₹50a month
Amazon Pay ICICI1% back · no minimum order₹50a month
EazyDiner IndusInd1% back · no minimum order · up to ₹750 a month₹50a month
HDFC Millennia1% back · no minimum order · up to ₹1,000 a month₹50a month
MakeMyTrip ICICI1% back · no minimum order₹50a month
PaisaSave YES1% back · no minimum order₹50a month
Tata Neu Plus1% back · no minimum order₹50a month
Eternal SBI1% back · orders of ₹100+ · up to ₹500 a month₹50a month
Flipkart Axis1% back · orders of ₹100+₹50a month
Flipkart SBI1% back · orders of ₹100+₹50a month
IRCTC SBI0.8% back · no minimum order₹40a month
Rewards Amex0.67% back · no minimum orderNo new applications₹34a month
IndianOil HDFC0.64% back · orders of ₹150+₹32a month
Cashback+ Kotak0.5% back · no minimum order₹25a month
ICICI Coral0.5% back · no minimum order₹25a month
Reliance SBI Prime0.5% back · no minimum order₹25a month
SBI Elite0.5% back · no minimum order₹25a month
SBI Prime0.5% back · no minimum order₹25a month
SmartEarn Amex0.5% back · no minimum orderNo new applications₹25a month
Axis MY Zone0.4% back · no minimum order₹20a month
Tiger IndusInd0.4% back · no minimum order₹20a month
IDFC FIRST Millennia0.38% back · no minimum order₹19a month
IDFC FIRST Select0.38% back · no minimum order₹19a month
IDFC FIRST Wealth0.38% back · no minimum order₹19a month
BPCL Octane SBI0.25% back · no minimum order₹12a month
Shoprite RBL0.25% back · no minimum order₹12a month
HDFC MoneyBack+0.2% back · orders of ₹200+ · up to ₹3,000 a month₹10a month
OneCard0.2% back · no minimum orderNo new applications₹10a month
SBI SimplySAVE0.17% back · no minimum order₹9a month
Axis Neo0.1% back · no minimum order₹5a month
HDFC Freedom0.07% back · orders of ₹200+ · up to ₹2,250 a month₹4a month
Amounts count each card’s minimum order and monthly limit. Some limits are shared with the card’s other apps, so you may earn less if you also use it elsewhere. Points are valued the way the bank shows first.
Where these numbers come from
- HSBC Live+: Bank’s own terms: HSBC Live+ services guide: 10% cashback, checked 22 Oct 2026
- Cashback SBI: Bank’s own terms: Cashback SBI Card: revised terms from 1 April 2026, checked 22 Oct 2026
- PhonePe SBI Black: Bank’s own terms: PhonePe SBI Card SELECT BLACK terms and conditions booklet, clause 12 (Rewards Program), points 1 and 2, checked 22 Oct 2026
- Swiggy BLCK HDFC: Bank’s own terms: Swiggy BLCK HDFC Bank Credit Card terms (HDFC Bank PDF 'Published on 15-10-2026', read 22 Oct 2026): the 5% row, cap and minimum, checked 22 Oct 2026
- Swiggy Ornge HDFC: Bank’s own terms: Swiggy Ornge HDFC Bank Credit Card terms (published 15 Oct 2026), section 2.3 and Table 2.1: the shops HDFC names, checked 22 Oct 2026
- Swiggy HDFC: Bank’s own terms: Swiggy HDFC Bank Credit Card terms (published 13 April 2026): the 5% row, cap and minimum, checked 22 Oct 2026
- Eterna BOBCARD: Bank’s own terms: Terms & Conditions 15 July 2026, section 1.2: the table row for Eterna, checked 22 Oct 2026
- HDFC Diners Black: Bank’s own terms: Diners Club Black Metal Edition Credit Card: HDFC Bank's product page (AMP copy, read 21 Oct 2026), checked 21 Oct 2026
- HDFC Infinia: Bank’s own terms: Infinia Metal Credit Card: HDFC Bank's product page (read 22 Oct 2026), checked 22 Oct 2026
- Ultimate StanChart: Bank’s own terms: Ultimate Credit Card terms and conditions, section 3 (transaction-wise reward points) and section 4 (redemption), checked 22 Oct 2026
Checked 22 Oct 2026. How we check rates.
Questions people ask
Which credit card gives the most rewards on Meesho?
HSBC Live+ earns the most on Meesho: 10% back, up to ₹1,200 per statement cycle. Next come Cashback SBI (5% back on orders of ₹100+) and PhonePe SBI Black (5% as Reward Points on orders of ₹100+).
Do I get the same rewards on Meesho if I pay by UPI?
Not always. PhonePe SBI Black and Eterna BOBCARD earn less when the payment goes through UPI (including a RuPay card on UPI). To get the rates above, pay with the card itself in the Meesho checkout.
Is there a limit on rewards for Meesho orders?
Yes, most cards cap the higher rate. HSBC Live+: Up to ₹1,200 per statement cycle (one limit shared with the card's other apps at this rate); Cashback SBI: Up to ₹2,000 per statement cycle; PhonePe SBI Black: Up to ₹1,000 per calendar month. Above the limit the card earns its lower base rate.
How up to date are these rates?
Each rate was checked against the bank’s own terms (or, where marked, cardholder reports) on 22 Oct 2026. Banks change their terms several times a year, so check the bank’s page before you apply. How we check rates.
Best card for other apps
Rewards are as per each bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings. Always check the bank’s page before applying.