Cashback SBI SBI Card
5% back · min. order ₹100+
- Limit: Up to ₹2,000 per statement cycle.
- When paid online or in the app; paying by card on delivery earns 1%.
Bank’s own terms: Cashback SBI Card: revised terms from 1 April 2026, checked 22 Oct 2026.
ONLINE SHOPPING · RATES CHECKED 22 OCT 2026
Best credit card for Flipkart
Short answer
Three cards tie for the most on Flipkart at 5%: Cashback SBI (5% back on orders of ₹100+, up to ₹2,000 per statement cycle), Flipkart Axis (5% back on orders of ₹100+, up to ₹4,000 per quarter) and Flipkart SBI (5% back on orders of ₹100+, up to ₹4,000 per quarter).
We compared what all 50 credit cards Pickkard tracks earn on Flipkart. 50 of them earn something here. The value shown is what the reward is worth when used the way the bank shows first; limits and minimum orders are from each bank’s terms.
Top cards for Flipkart
| # | Card | Reward | On a ₹4,000 order | Min. order | Limit |
|---|---|---|---|---|---|
| 1 | 1. Cashback SBISBI Card | 5% back | ₹200 | ₹100+ | Up to ₹2,000 per statement cycle |
| 2 |  2. Flipkart AxisAxis Bank | 5% back | ₹200 | ₹100+ | Up to ₹4,000 per quarter |
| 3 | 3. Flipkart SBISBI Card | 5% back | ₹200 | ₹100+ | Up to ₹4,000 per quarter |
| 4 |  4. HDFC MillenniaHDFC Bank | 5% as Reward Points | ₹200 | — | Up to ₹1,000 per calendar month (one limit shared with the card's other apps at this rate) |
| 5 | 5. PhonePe UltimoHDFC Bank | 5% as Reward Points | ₹200 | — | Up to ₹500 per calendar month (one limit shared with the card's other apps at this rate) |
| 6 | 6. PhonePe SBI BlackSBI Card | 5% as Reward Points | ₹200 | ₹100+ | Up to ₹1,000 per calendar month |
| 7 | 7. Swiggy BLCK HDFCHDFC Bank | 5% back | ₹200 | ₹100+ | Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate) |
| 8 | 8. Swiggy Ornge HDFCHDFC Bank | 5% back | ₹200 | ₹249+ | Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate) |
| 9 | 9. SmartEarn AmexAmerican ExpressNo longer issued | 5% as Membership Rewards points | ₹200 | — | Up to ₹125 per calendar month (one limit shared with the card's other apps at this rate) |
| 10 |  10. Swiggy HDFCHDFC BankNo longer issued | 5% back | ₹200 | ₹100+ | Up to ₹1,500 per statement cycle (one limit shared with the card's other apps at this rate) |
| 11 | 11. Eterna BOBCARDBOBCARD | 3.75% as Reward Points | ₹150 | ₹100+ | Up to ₹1,250 per statement cycle (one limit shared with the card's other apps at this rate) |
| 12 |  12. HDFC Diners BlackHDFC Bank | 3.33% as Reward Points | ₹133 | — | Up to ₹75,000 per statement cycle (one limit shared with the card's other apps at this rate) |
The top three, in detail
Flipkart Axis Axis Bank
5% back · min. order ₹100+
- Limit: Up to ₹4,000 per quarter.
- Excludes Flipkart Health, gift cards, gold and EMI; nothing once the cap is reached.
Bank’s own terms: Flipkart Axis Bank Credit Card cashback terms, checked 22 Oct 2026.
Flipkart SBI SBI Card
5% back · min. order ₹100+
- Limit: Up to ₹4,000 per quarter.
- Also covers Shopsy, Flipkart Minutes and Flipkart Travel; nothing more once ₹4,000 is earned in the quarter.
Bank’s own terms: Flipkart SBI Credit Card terms and conditions booklet, clause 11.1 (Card Cashback), version of October 2026, checked 22 Oct 2026.
Questions people ask
Which credit card gives the most rewards on Flipkart?
Three cards tie for the most on Flipkart at 5%: Cashback SBI (5% back on orders of ₹100+, up to ₹2,000 per statement cycle), Flipkart Axis (5% back on orders of ₹100+, up to ₹4,000 per quarter) and Flipkart SBI (5% back on orders of ₹100+, up to ₹4,000 per quarter).
Is there a Flipkart credit card, and is it the best for Flipkart?
Yes. Flipkart Axis: 5% back; Flipkart SBI: 5% back. Non-Flipkart cards can match or beat them: Cashback SBI is also in the top three.
Do I get the same rewards on Flipkart if I pay by UPI?
Not always. PhonePe Ultimo and PhonePe SBI Black earn less when the payment goes through UPI (including a RuPay card on UPI). To get the rates above, pay with the card itself in the Flipkart checkout.
Is there a limit on rewards for Flipkart orders?
Yes, most cards cap the higher rate. Cashback SBI: Up to ₹2,000 per statement cycle; Flipkart Axis: Up to ₹4,000 per quarter; Flipkart SBI: Up to ₹4,000 per quarter. Above the limit the card earns its lower base rate.
How up to date are these rates?
Each rate was checked against the bank’s own terms (or, where marked, cardholder reports) on 22 Oct 2026. Banks change their terms several times a year, so check the bank’s page before you apply. How we check rates.
Rewards are as per each bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings. Always check the bank’s page before applying.