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TRAVEL · RATES CHECKED 22 OCT 2026

Best credit card for Goibibo

PaisaSave YES earns the most on Goibibo: 6% back. Next: Cashback SBI (5%) and PhonePe SBI Black (5%).

★ Earns the most for you

PaisaSave YES

PaisaSave YES

₹480 a month

6% back · no minimum order · up to ₹3,000 a month

On 1 Goibibo orders of ₹8,000 a month.

Every card, by what it’d earn you

  1. PaisaSave YES6% back · no minimum order · up to ₹3,000 a month₹480a month
  2. Cashback SBI5% back · orders of ₹100+ · up to ₹2,000 a month₹400a month
  3. PhonePe SBI Black5% back · orders of ₹100+ · up to ₹1,000 a month₹400a month
  4. Swiggy BLCK HDFC5% back · orders of ₹100+ · up to ₹1,500 a month₹400a month
  5. Swiggy Ornge HDFC5% back · orders of ₹249+ · up to ₹1,500 a month₹400a month
  6. Eterna BOBCARD3.75% back · orders of ₹100+ · up to ₹1,250 a month₹300a month
  7. HDFC Diners Black3.33% back · no minimum order · up to ₹75,000 a month₹266a month
  8. HDFC Infinia3.33% back · no minimum order · up to ₹2,00,000 a month₹266a month
  9. Ultimate StanChart3.33% back · no minimum order₹266a month
  10. Smart StanChart2% back · no minimum order · up to ₹1,000 a month₹160a month
  11. Scapia2% back · orders of ₹20+₹160a month
  12. PhonePe SBI Purple2% back · orders of ₹100+ · up to ₹750 a month₹160a month
  13. HSBC Live+1.5% back · no minimum order₹120a month
  14. Tata Neu Infinity1.5% back · no minimum order₹120a month
  15. Axis ACE1.5% back · no minimum orderNo new applications₹120a month
  16. IDFC FIRST Millennia1.25% back · no minimum order₹100a month
  17. IDFC FIRST Select1.25% back · no minimum order₹100a month
  18. IDFC FIRST Wealth1.25% back · no minimum order₹100a month
  19. SBI SimplyCLICK1.25% back · no minimum order · up to ₹2,500 a month₹100a month
  20. HDFC Regalia Gold1.25% back · orders of ₹200+ · up to ₹25,000 a month₹100a month
  21. Axis Magnus1.2% back · no minimum order₹96a month
  22. Airtel Axis1% back · no minimum order₹80a month
  23. Amazon Pay ICICI1% back · no minimum order₹80a month
  24. EazyDiner IndusInd1% back · no minimum order · up to ₹750 a month₹80a month
  25. HDFC Millennia1% back · no minimum order · up to ₹1,000 a month₹80a month
  26. MakeMyTrip ICICI1% back · no minimum order₹80a month
  27. Tata Neu Plus1% back · no minimum order₹80a month
  28. Eternal SBI1% back · orders of ₹100+ · up to ₹500 a month₹80a month
  29. Flipkart Axis1% back · orders of ₹100+₹80a month
  30. Flipkart SBI1% back · orders of ₹100+₹80a month
  31. Swiggy HDFC1% back · orders of ₹100+ · up to ₹500 a monthNo new applications₹80a month
  32. IRCTC SBI0.8% back · no minimum order₹64a month
  33. Rewards Amex0.67% back · no minimum orderNo new applications₹54a month
  34. IndianOil HDFC0.64% back · orders of ₹150+₹51a month
  35. Cashback+ Kotak0.5% back · no minimum order₹40a month
  36. ICICI Coral0.5% back · no minimum order₹40a month
  37. Reliance SBI Prime0.5% back · no minimum order₹40a month
  38. SBI Elite0.5% back · no minimum order₹40a month
  39. SBI Prime0.5% back · no minimum order₹40a month
  40. SmartEarn Amex0.5% back · no minimum orderNo new applications₹40a month
  41. Axis MY Zone0.4% back · no minimum order₹32a month
  42. Tiger IndusInd0.4% back · no minimum order₹32a month
  43. BPCL Octane SBI0.25% back · no minimum order₹20a month
  44. Shoprite RBL0.25% back · no minimum order₹20a month
  45. HDFC MoneyBack+0.2% back · orders of ₹200+ · up to ₹3,000 a month₹16a month
  46. OneCard0.2% back · no minimum orderNo new applications₹16a month
  47. SBI SimplySAVE0.17% back · no minimum order₹14a month
  48. Axis Neo0.1% back · no minimum order₹8a month
  49. HDFC Freedom0.07% back · orders of ₹200+ · up to ₹2,250 a month₹6a month

Amounts count each card’s minimum order and monthly limit. Some limits are shared with the card’s other apps, so you may earn less if you also use it elsewhere. Points are valued the way the bank shows first.

Where these numbers come from

Checked 22 Oct 2026. How we check rates.

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Questions people ask

Which credit card gives the most rewards on Goibibo?

PaisaSave YES earns the most on Goibibo: 6% back, up to ₹3,000 per calendar month. Next come Cashback SBI (5% back on orders of ₹100+) and PhonePe SBI Black (5% as Reward Points on orders of ₹100+).

Do I get the same rewards on Goibibo if I pay by UPI?

Not always. PaisaSave YES, PhonePe SBI Black and Eterna BOBCARD earn less when the payment goes through UPI (including a RuPay card on UPI). To get the rates above, pay with the card itself in the Goibibo checkout.

Is there a limit on rewards for Goibibo orders?

Yes, most cards cap the higher rate. PaisaSave YES: Up to ₹3,000 per calendar month (one limit shared with the card's other apps at this rate); Cashback SBI: Up to ₹2,000 per statement cycle; PhonePe SBI Black: Up to ₹1,000 per calendar month. Above the limit the card earns its lower base rate.

How up to date are these rates?

Each rate was checked against the bank’s own terms (or, where marked, cardholder reports) on 22 Oct 2026. Banks change their terms several times a year, so check the bank’s page before you apply. How we check rates.

Best card for other apps

CleartripixigoMakeMyTripAirtel ThanksAJIOAmazon
HDFC Millennia vs Cashback SBIHSBC Live+ vs Cashback SBISwiggy BLCK HDFC vs HSBC Live+Swiggy BLCK HDFC vs Swiggy Ornge HDFCHDFC Millennia vs Swiggy BLCK HDFCAmazon Pay ICICI vs Cashback SBIFlipkart SBI vs Cashback SBIPhonePe SBI Black vs Cashback SBIAxis ACE vs Cashback SBIAirtel Axis vs Cashback SBIPhonePe Ultimo vs PhonePe SBI BlackEternal SBI vs Swiggy BLCK HDFCEternal SBI vs Swiggy Ornge HDFCIRCTC SBI vs PhonePe SBI BlackCashback+ Kotak vs Cashback SBISBI SimplyCLICK vs Cashback SBIFlipkart Axis vs Cashback SBIPaisaSave YES vs Cashback SBI

Rewards are as per each bank’s published terms on the date shown and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings. Always check the bank’s page before applying.