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ONLINE SHOPPING · 4 APPS · RATES AS OF 28 OCTOBER 2026

Best credit card for online shopping

For Amazon, Flipkart, Meesho and Tata Neu together, HSBC Live+ earns the most: about ₹1,195 a month on typical spending, ahead of Cashback SBI and PhonePe SBI Black.

★ Earns the most for you

HSBC Live+

HSBC Live+

₹1,195 a month

Amazon 1.5% · Flipkart 1.5% · Meesho 10% · Tata Neu 10%

On ₹23,000 a month across Amazon, Flipkart, Meesho and Tata Neu.

Every card, by what it’d earn you

  1. HSBC Live+Amazon 1.5% · Flipkart 1.5% · Meesho 10% · Tata Neu 10%₹1,195a month
  2. Cashback SBIAmazon 5% · Flipkart 5% · Meesho 5% · Tata Neu 5%₹1,150a month
  3. PhonePe SBI BlackAmazon 5% · Flipkart 5% · Meesho 5% · Tata Neu 5%₹1,150a month
  4. Swiggy BLCK HDFCAmazon 5% · Flipkart 5% · Meesho 5% · Tata Neu 1%₹950a month
  5. Swiggy Ornge HDFCAmazon 5% · Flipkart 5% · Meesho 5% · Tata Neu 1%₹950a month
  6. Swiggy HDFCAmazon 5% · Flipkart 5% · Meesho 5% · Tata Neu 1%No new applications₹950a month
  7. Eterna BOBCARDAmazon 3.75% · Flipkart 3.75% · Meesho 3.75% · Tata Neu 3.75%₹862a month
  8. HDFC Diners BlackAmazon 3.33% · Flipkart 3.33% · Meesho 3.33% · Tata Neu 3.33%₹766a month
  9. HDFC InfiniaAmazon 3.33% · Flipkart 3.33% · Meesho 3.33% · Tata Neu 3.33%₹766a month
  10. Ultimate StanChartAmazon 3.33% · Flipkart 3.33% · Meesho 3.33% · Tata Neu 3.33%₹766a month
  11. HDFC MillenniaAmazon 5% · Flipkart 5% · Meesho 1% · Tata Neu 1%₹750a month
  12. Flipkart AxisAmazon 1% · Flipkart 5% · Meesho 1% · Tata Neu 1%₹550a month
  13. Flipkart SBIAmazon 1% · Flipkart 5% · Meesho 1% · Tata Neu 1%₹550a month
  14. Tata Neu InfinityAmazon 1.5% · Flipkart 1.5% · Meesho 1.5% · Tata Neu 5%₹520a month
  15. PhonePe UltimoAmazon 5% · Flipkart 5% · Meesho 0% · Tata Neu 0%₹500a month
  16. PhonePe SBI PurpleAmazon 2% · Flipkart 2% · Meesho 2% · Tata Neu 2%₹460a month
  17. ScapiaAmazon 2% · Flipkart 2% · Meesho 2% · Tata Neu 2%₹460a month
  18. Smart StanChartAmazon 2% · Flipkart 2% · Meesho 2% · Tata Neu 2%₹460a month
  19. Axis ACEAmazon 1.5% · Flipkart 1.5% · Meesho 1.5% · Tata Neu 1.5%No new applications₹345a month
  20. Amazon Pay ICICIAmazon 3% · Flipkart 1% · Meesho 1% · Tata Neu 1%₹330a month
  21. HDFC Regalia GoldAmazon 1.25% · Flipkart 1.25% · Meesho 1.25% · Tata Neu 1.25%₹288a month
  22. SBI SimplyCLICKAmazon 1.25% · Flipkart 1.25% · Meesho 1.25% · Tata Neu 1.25%₹288a month
  23. HDFC MoneyBack+Amazon 2% · Flipkart 2% · Meesho 0.2% · Tata Neu 0.2%₹280a month
  24. Tata Neu PlusAmazon 1% · Flipkart 1% · Meesho 1% · Tata Neu 2%₹280a month
  25. Axis MagnusAmazon 1.2% · Flipkart 1.2% · Meesho 1.2% · Tata Neu 1.2%₹276a month
  26. Airtel AxisAmazon 1% · Flipkart 1% · Meesho 1% · Tata Neu 1%₹230a month
  27. EazyDiner IndusIndAmazon 1% · Flipkart 1% · Meesho 1% · Tata Neu 1%₹230a month
  28. Eternal SBIAmazon 1% · Flipkart 1% · Meesho 1% · Tata Neu 1%₹230a month
  29. MakeMyTrip ICICIAmazon 1% · Flipkart 1% · Meesho 1% · Tata Neu 1%₹230a month
  30. PaisaSave YESAmazon 1% · Flipkart 1% · Meesho 1% · Tata Neu 1%₹230a month
  31. IRCTC SBIAmazon 0.8% · Flipkart 0.8% · Meesho 0.8% · Tata Neu 0.8%₹184a month
  32. SmartEarn AmexAmazon 2.5% · Flipkart 5% · Meesho 0.5% · Tata Neu 0.5%No new applications₹175a month
  33. Rewards AmexAmazon 0.67% · Flipkart 0.67% · Meesho 0.67% · Tata Neu 0.67%No new applications₹154a month
  34. IndianOil HDFCAmazon 0.64% · Flipkart 0.64% · Meesho 0.64% · Tata Neu 0.64%₹147a month
  35. Cashback+ KotakAmazon 0.5% · Flipkart 0.5% · Meesho 0.5% · Tata Neu 0.5%₹115a month
  36. ICICI CoralAmazon 0.5% · Flipkart 0.5% · Meesho 0.5% · Tata Neu 0.5%₹115a month
  37. Reliance SBI PrimeAmazon 0.5% · Flipkart 0.5% · Meesho 0.5% · Tata Neu 0.5%₹115a month
  38. SBI EliteAmazon 0.5% · Flipkart 0.5% · Meesho 0.5% · Tata Neu 0.5%₹115a month
  39. SBI PrimeAmazon 0.5% · Flipkart 0.5% · Meesho 0.5% · Tata Neu 0.5%₹115a month
  40. Axis MY ZoneAmazon 0.4% · Flipkart 0.4% · Meesho 0.4% · Tata Neu 0.4%₹92a month
  41. Tiger IndusIndAmazon 0.4% · Flipkart 0.4% · Meesho 0.4% · Tata Neu 0.4%₹92a month
  42. IDFC FIRST MillenniaAmazon 0.38% · Flipkart 0.38% · Meesho 0.38% · Tata Neu 0.38%₹87a month
  43. IDFC FIRST SelectAmazon 0.38% · Flipkart 0.38% · Meesho 0.38% · Tata Neu 0.38%₹87a month
  44. IDFC FIRST WealthAmazon 0.38% · Flipkart 0.38% · Meesho 0.38% · Tata Neu 0.38%₹87a month
  45. BPCL Octane SBIAmazon 0.25% · Flipkart 0.25% · Meesho 0.25% · Tata Neu 0.25%₹58a month
  46. Shoprite RBLAmazon 0.25% · Flipkart 0.25% · Meesho 0.25% · Tata Neu 0.25%₹58a month
  47. OneCardAmazon 0.2% · Flipkart 0.2% · Meesho 0.2% · Tata Neu 0.2%No new applications₹46a month
  48. SBI SimplySAVEAmazon 0.17% · Flipkart 0.17% · Meesho 0.17% · Tata Neu 0.17%₹39a month
  49. Axis NeoAmazon 0.1% · Flipkart 0.1% · Meesho 0.1% · Tata Neu 0.1%₹23a month
  50. HDFC FreedomAmazon 0.07% · Flipkart 0.07% · Meesho 0.07% · Tata Neu 0.07%₹16a month

Amounts count each card’s minimum order and monthly limits. Points are valued the way the bank shows first.

Best card in each app

AmazonCashback SBI5%FlipkartCashback SBI5%MeeshoHSBC Live+10%Tata NeuHSBC Live+10%

Questions people ask

Which credit card is best for online shopping?

For Amazon, Flipkart, Meesho and Tata Neu together, HSBC Live+ earns the most: about ₹1,195 a month on typical spending, ahead of Cashback SBI and PhonePe SBI Black. Amounts count each card’s minimum order and monthly limits, including limits shared across apps.

Is one card enough for Amazon, Flipkart, Meesho and Tata Neu?

Often, yes. HSBC Live+ earns Amazon 1.5%, Flipkart 1.5%, Meesho 10%, Tata Neu 10%. If one app matters most, its own page shows the single best card there.

How did you work out the monthly amounts?

We multiply your spend in each app by the card’s reward there, skip apps where your usual order is below the card’s minimum, and stop at the card’s monthly limit. Where one limit is shared across apps, it is counted once. How we check rates.

Other categories

FashionGroceryQuick commerceMovies and eventsTravelFood delivery

Rewards are as per each bank’s published terms and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings.