FOOD DELIVERY · 3 APPS · RATES AS OF 28 OCTOBER 2026

Best credit card for food delivery

For Domino's, Swiggy and Zomato together, HSBC Live+ earns the most: about ₹1,160 a month on typical spending, ahead of PaisaSave YES and Cashback SBI.

★ Earns the most for you

HSBC Live+

HSBC Live+

₹1,160 a month

Domino's 10% · Swiggy 10% · Zomato 10%

On ₹11,600 a month across Domino's, Swiggy and Zomato.

Every card, by what it’d earn you

  1. HSBC Live+Domino's 10% · Swiggy 10% · Zomato 10%₹1,160a month
  2. PaisaSave YESDomino's 6% · Swiggy 6% · Zomato 6%₹696a month
  3. Cashback SBIDomino's 5% · Swiggy 5% · Zomato 5%₹580a month
  4. Cashback+ KotakDomino's 5% · Swiggy 5% · Zomato 5%₹580a month
  5. PhonePe SBI BlackDomino's 5% · Swiggy 5% · Zomato 5%₹580a month
  6. Eternal SBIDomino's 1% · Swiggy 1% · Zomato 10%₹476a month
  7. Swiggy BLCK HDFCDomino's 1% · Swiggy 10% · Zomato 1%₹440a month
  8. Swiggy HDFCDomino's 1% · Swiggy 10% · Zomato 1%No new applications₹440a month
  9. HDFC MillenniaDomino's 1% · Swiggy 5% · Zomato 5%₹420a month
  10. HDFC Diners BlackDomino's 3.33% · Swiggy 3.33% · Zomato 3.33%₹386a month
  11. HDFC InfiniaDomino's 3.33% · Swiggy 3.33% · Zomato 3.33%₹386a month
  12. Ultimate StanChartDomino's 3.33% · Swiggy 3.33% · Zomato 3.33%₹386a month
  13. PhonePe UltimoDomino's 0% · Swiggy 5% · Zomato 5%₹380a month
  14. Axis ACEDomino's 1.5% · Swiggy 4% · Zomato 4%No new applications₹364a month
  15. BPCL Octane SBIDomino's 2.5% · Swiggy 2.5% · Zomato 2.5%₹290a month
  16. SBI EliteDomino's 2.5% · Swiggy 2.5% · Zomato 2.5%₹290a month
  17. SBI PrimeDomino's 2.5% · Swiggy 2.5% · Zomato 2.5%₹290a month
  18. Eterna BOBCARDDomino's 0% · Swiggy 3.75% · Zomato 3.75%₹285a month
  19. Airtel AxisDomino's 1% · Swiggy 1% · Zomato 10%₹276a month
  20. Swiggy Ornge HDFCDomino's 1% · Swiggy 5% · Zomato 1%₹260a month
  21. SBI SimplyCLICKDomino's 2.5% · Swiggy 2.5% · Zomato 1.25%₹240a month
  22. Flipkart SBIDomino's 1% · Swiggy 1% · Zomato 4%₹236a month
  23. PhonePe SBI PurpleDomino's 2% · Swiggy 2% · Zomato 2%₹232a month
  24. ScapiaDomino's 2% · Swiggy 2% · Zomato 2%₹232a month
  25. Smart StanChartDomino's 2% · Swiggy 2% · Zomato 2%₹232a month
  26. Flipkart AxisDomino's 1% · Swiggy 4% · Zomato 1%₹224a month
  27. SBI SimplySAVEDomino's 1.67% · Swiggy 1.67% · Zomato 1.67%₹194a month
  28. Tata Neu InfinityDomino's 1.5% · Swiggy 1.5% · Zomato 1.5%₹174a month
  29. SmartEarn AmexDomino's 0.5% · Swiggy 0.5% · Zomato 5%No new applications₹163a month
  30. HDFC Regalia GoldDomino's 1.25% · Swiggy 1.25% · Zomato 1.25%₹145a month
  31. IDFC FIRST MillenniaDomino's 1.25% · Swiggy 1.25% · Zomato 1.25%₹145a month
  32. IDFC FIRST SelectDomino's 1.25% · Swiggy 1.25% · Zomato 1.25%₹145a month
  33. IDFC FIRST WealthDomino's 1.25% · Swiggy 1.25% · Zomato 1.25%₹145a month
  34. Reliance SBI PrimeDomino's 1.25% · Swiggy 1.25% · Zomato 1.25%₹145a month
  35. Axis MagnusDomino's 1.2% · Swiggy 1.2% · Zomato 1.2%₹139a month
  36. Amazon Pay ICICIDomino's 1% · Swiggy 1% · Zomato 1%₹116a month
  37. MakeMyTrip ICICIDomino's 1% · Swiggy 1% · Zomato 1%₹116a month
  38. Tata Neu PlusDomino's 1% · Swiggy 1% · Zomato 1%₹116a month
  39. IRCTC SBIDomino's 0.8% · Swiggy 0.8% · Zomato 0.8%₹93a month
  40. HDFC MoneyBack+Domino's 0.2% · Swiggy 2% · Zomato 0.2%₹88a month
  41. Rewards AmexDomino's 0.67% · Swiggy 0.67% · Zomato 0.67%No new applications₹78a month
  42. IndianOil HDFCDomino's 0.64% · Swiggy 0.64% · Zomato 0.64%₹74a month
  43. ICICI CoralDomino's 0.5% · Swiggy 0.5% · Zomato 0.5%₹58a month
  44. Axis MY ZoneDomino's 0.4% · Swiggy 0.4% · Zomato 0.4%₹46a month
  45. Tiger IndusIndDomino's 0.4% · Swiggy 0.4% · Zomato 0.4%₹46a month
  46. HDFC FreedomDomino's 0.07% · Swiggy 0.75% · Zomato 0.07%₹33a month
  47. Shoprite RBLDomino's 0.25% · Swiggy 0.25% · Zomato 0.25%₹29a month
  48. OneCardDomino's 0.2% · Swiggy 0.2% · Zomato 0.2%No new applications₹23a month
  49. Axis NeoDomino's 0.1% · Swiggy 0.1% · Zomato 0.1%₹12a month

Amounts count each card’s minimum order and monthly limits. Points are valued the way the bank shows first.

Best card in each app

Domino'sHSBC Live+10%SwiggyHSBC Live+10%ZomatoAirtel Axis10%

Questions people ask

Which credit card is best for food delivery?

For Domino's, Swiggy and Zomato together, HSBC Live+ earns the most: about ₹1,160 a month on typical spending, ahead of PaisaSave YES and Cashback SBI. Amounts count each card’s minimum order and monthly limits, including limits shared across apps.

Is one card enough for Domino's, Swiggy and Zomato?

Often, yes. HSBC Live+ earns Domino's 10%, Swiggy 10%, Zomato 10%. If one app matters most, its own page shows the single best card there.

How did you work out the monthly amounts?

We multiply your spend in each app by the card’s reward there, skip apps where your usual order is below the card’s minimum, and stop at the card’s monthly limit. Where one limit is shared across apps, it is counted once. How we check rates.

Rewards are as per each bank’s published terms and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings.