Pickkard
Get early access

TRAVEL · 4 APPS · RATES AS OF 28 OCTOBER 2026

Best credit card for travel

For Cleartrip, Goibibo, ixigo and MakeMyTrip together, PhonePe SBI Black earns the most: about ₹1,600 a month on typical spending, ahead of PaisaSave YES and Swiggy BLCK HDFC.

★ Earns the most for you

PhonePe SBI Black

PhonePe SBI Black

₹1,600 a month

Cleartrip 5% · Goibibo 5% · ixigo 5% · MakeMyTrip 5%

On ₹32,000 a month across Cleartrip, Goibibo, ixigo and MakeMyTrip.

Every card, by what it’d earn you

  1. PhonePe SBI BlackCleartrip 5% · Goibibo 5% · ixigo 5% · MakeMyTrip 5%₹1,600a month
  2. PaisaSave YESCleartrip 6% · Goibibo 6% · ixigo 1% · MakeMyTrip 6%₹1,520a month
  3. Swiggy BLCK HDFCCleartrip 5% · Goibibo 5% · ixigo 5% · MakeMyTrip 1%₹1,280a month
  4. Swiggy Ornge HDFCCleartrip 5% · Goibibo 5% · ixigo 5% · MakeMyTrip 1%₹1,280a month
  5. Cashback SBICleartrip 5% · Goibibo 5% · ixigo 0% · MakeMyTrip 5%₹1,200a month
  6. HDFC Diners BlackCleartrip 3.33% · Goibibo 3.33% · ixigo 3.33% · MakeMyTrip 3.33%₹1,066a month
  7. HDFC InfiniaCleartrip 3.33% · Goibibo 3.33% · ixigo 3.33% · MakeMyTrip 3.33%₹1,066a month
  8. Ultimate StanChartCleartrip 3.33% · Goibibo 3.33% · ixigo 3.33% · MakeMyTrip 3.33%₹1,066a month
  9. Eterna BOBCARDCleartrip 3.75% · Goibibo 3.75% · ixigo 0% · MakeMyTrip 3.75%₹900a month
  10. Flipkart AxisCleartrip 5% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%₹640a month
  11. Flipkart SBICleartrip 5% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%₹640a month
  12. PhonePe SBI PurpleCleartrip 2% · Goibibo 2% · ixigo 2% · MakeMyTrip 2%₹640a month
  13. ScapiaCleartrip 2% · Goibibo 2% · ixigo 2% · MakeMyTrip 2%₹640a month
  14. Smart StanChartCleartrip 2% · Goibibo 2% · ixigo 2% · MakeMyTrip 2%₹640a month
  15. Swiggy HDFCCleartrip 5% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%No new applications₹640a month
  16. SBI SimplyCLICKCleartrip 2.5% · Goibibo 1.25% · ixigo 1.25% · MakeMyTrip 1.25%₹500a month
  17. HSBC Live+Cleartrip 1.5% · Goibibo 1.5% · ixigo 1.5% · MakeMyTrip 1.5%₹480a month
  18. MakeMyTrip ICICICleartrip 1% · Goibibo 1% · ixigo 1% · MakeMyTrip 3%₹480a month
  19. Tata Neu InfinityCleartrip 1.5% · Goibibo 1.5% · ixigo 1.5% · MakeMyTrip 1.5%₹480a month
  20. Axis ACECleartrip 1.5% · Goibibo 1.5% · ixigo 1.5% · MakeMyTrip 1.5%No new applications₹480a month
  21. HDFC Regalia GoldCleartrip 1.25% · Goibibo 1.25% · ixigo 1.25% · MakeMyTrip 1.25%₹400a month
  22. Axis MagnusCleartrip 1.2% · Goibibo 1.2% · ixigo 1.2% · MakeMyTrip 1.2%₹384a month
  23. Airtel AxisCleartrip 1% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%₹320a month
  24. Amazon Pay ICICICleartrip 1% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%₹320a month
  25. Eternal SBICleartrip 1% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%₹320a month
  26. HDFC MillenniaCleartrip 1% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%₹320a month
  27. Tata Neu PlusCleartrip 1% · Goibibo 1% · ixigo 1% · MakeMyTrip 1%₹320a month
  28. IDFC FIRST MillenniaCleartrip 1.25% · Goibibo 1.25% · ixigo 0.12% · MakeMyTrip 1.25%₹310a month
  29. IDFC FIRST SelectCleartrip 1.25% · Goibibo 1.25% · ixigo 0.12% · MakeMyTrip 1.25%₹310a month
  30. IDFC FIRST WealthCleartrip 1.25% · Goibibo 1.25% · ixigo 0.12% · MakeMyTrip 1.25%₹310a month
  31. IRCTC SBICleartrip 0.8% · Goibibo 0.8% · ixigo 0.8% · MakeMyTrip 0.8%₹256a month
  32. EazyDiner IndusIndCleartrip 1% · Goibibo 1% · ixigo 0% · MakeMyTrip 1%₹240a month
  33. Rewards AmexCleartrip 0.67% · Goibibo 0.67% · ixigo 0.67% · MakeMyTrip 0.67%No new applications₹214a month
  34. IndianOil HDFCCleartrip 0.64% · Goibibo 0.64% · ixigo 0.64% · MakeMyTrip 0.64%₹205a month
  35. Cashback+ KotakCleartrip 0.5% · Goibibo 0.5% · ixigo 0.5% · MakeMyTrip 0.5%₹160a month
  36. ICICI CoralCleartrip 0.5% · Goibibo 0.5% · ixigo 0.5% · MakeMyTrip 0.5%₹160a month
  37. Reliance SBI PrimeCleartrip 0.5% · Goibibo 0.5% · ixigo 0.5% · MakeMyTrip 0.5%₹160a month
  38. SBI EliteCleartrip 0.5% · Goibibo 0.5% · ixigo 0.5% · MakeMyTrip 0.5%₹160a month
  39. SBI PrimeCleartrip 0.5% · Goibibo 0.5% · ixigo 0.5% · MakeMyTrip 0.5%₹160a month
  40. SmartEarn AmexCleartrip 0.5% · Goibibo 0.5% · ixigo 0.5% · MakeMyTrip 0.5%No new applications₹160a month
  41. Axis MY ZoneCleartrip 0.4% · Goibibo 0.4% · ixigo 0.4% · MakeMyTrip 0.4%₹128a month
  42. Tiger IndusIndCleartrip 0.4% · Goibibo 0.4% · ixigo 0.4% · MakeMyTrip 0.4%₹128a month
  43. BPCL Octane SBICleartrip 0.25% · Goibibo 0.25% · ixigo 0.25% · MakeMyTrip 0.25%₹80a month
  44. HDFC MoneyBack+Cleartrip 0.2% · Goibibo 0.2% · ixigo 0.2% · MakeMyTrip 0.2%₹64a month
  45. OneCardCleartrip 0.2% · Goibibo 0.2% · ixigo 0.2% · MakeMyTrip 0.2%No new applications₹64a month
  46. Shoprite RBLCleartrip 0.25% · Goibibo 0.25% · ixigo 0% · MakeMyTrip 0.25%₹60a month
  47. SBI SimplySAVECleartrip 0.17% · Goibibo 0.17% · ixigo 0.17% · MakeMyTrip 0.17%₹54a month
  48. Axis NeoCleartrip 0.1% · Goibibo 0.1% · ixigo 0.1% · MakeMyTrip 0.1%₹32a month
  49. HDFC FreedomCleartrip 0.07% · Goibibo 0.07% · ixigo 0.07% · MakeMyTrip 0.07%₹22a month

Amounts count each card’s minimum order and monthly limits. Points are valued the way the bank shows first.

Best card in each app

CleartripPaisaSave YES6%GoibiboPaisaSave YES6%ixigoPhonePe SBI Black5%MakeMyTripPaisaSave YES6%

Questions people ask

Which credit card is best for travel?

For Cleartrip, Goibibo, ixigo and MakeMyTrip together, PhonePe SBI Black earns the most: about ₹1,600 a month on typical spending, ahead of PaisaSave YES and Swiggy BLCK HDFC. Amounts count each card’s minimum order and monthly limits, including limits shared across apps.

Is one card enough for Cleartrip, Goibibo, ixigo and MakeMyTrip?

Often, yes. PhonePe SBI Black earns Cleartrip 5%, Goibibo 5%, ixigo 5%, MakeMyTrip 5%. If one app matters most, its own page shows the single best card there.

How did you work out the monthly amounts?

We multiply your spend in each app by the card’s reward there, skip apps where your usual order is below the card’s minimum, and stop at the card’s monthly limit. Where one limit is shared across apps, it is counted once. How we check rates.

Other categories

FashionOnline shoppingGroceryQuick commerceMovies and eventsFood delivery

Rewards are as per each bank’s published terms and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings.