GROCERY · 2 APPS · RATES AS OF 28 OCTOBER 2026

Best credit card for grocery

For BigBasket and JioMart together, HSBC Live+ earns the most: about ₹1,050 a month on typical spending, ahead of Cashback SBI and Cashback+ Kotak.

BigBasket a month

₹6,000

JioMart a month

₹4,500

Only cards I can apply for

★ Earns the most for you

HSBC Live+

₹1,050 a month

BigBasket 10% · JioMart 10%

On ₹10,500 a month across BigBasket and JioMart.

Every card, by what it’d earn you

1. HSBC Live+BigBasket 10% · JioMart 10%₹1,050a month
2. Cashback SBIBigBasket 5% · JioMart 5%₹525a month
3. Cashback+ KotakBigBasket 5% · JioMart 5%₹525a month
4. PhonePe SBI BlackBigBasket 5% · JioMart 5%₹525a month
5. Shoprite RBLBigBasket 5% · JioMart 5%₹475a month
6. Tata Neu InfinityBigBasket 5% · JioMart 1.5%₹368a month
7. HDFC Diners BlackBigBasket 3.33% · JioMart 3.33%₹350a month
8. HDFC InfiniaBigBasket 3.33% · JioMart 3.33%₹350a month
9. Reliance SBI PrimeBigBasket 0.5% · JioMart 5%₹255a month
10. PhonePe SBI PurpleBigBasket 2% · JioMart 2%₹210a month
11. ScapiaBigBasket 2% · JioMart 2%₹210a month
12. Smart StanChartBigBasket 2% · JioMart 2%₹210a month
13. Ultimate StanChartBigBasket 2% · JioMart 2%₹210a month
14. SBI EliteBigBasket 2.5% · JioMart 0.5%₹172a month
15. SBI PrimeBigBasket 2.5% · JioMart 0.5%₹172a month
16. Tata Neu PlusBigBasket 2% · JioMart 1%₹165a month
17. BPCL Octane SBIBigBasket 2.5% · JioMart 0.25%₹161a month
18. Axis ACEBigBasket 1.5% · JioMart 1.5%No new applications₹158a month
19. HDFC Regalia GoldBigBasket 1.25% · JioMart 1.25%₹131a month
20. SBI SimplyCLICKBigBasket 1.25% · JioMart 1.25%₹131a month
21. HDFC MoneyBack+BigBasket 2% · JioMart 0.2%₹129a month
22. Axis MagnusBigBasket 1.2% · JioMart 1.2%₹126a month
23. SBI SimplySAVEBigBasket 1.67% · JioMart 0.17%₹108a month
24. Airtel AxisBigBasket 1% · JioMart 1%₹105a month
25. Amazon Pay ICICIBigBasket 1% · JioMart 1%₹105a month
26. Eternal SBIBigBasket 1% · JioMart 1%₹105a month
27. Flipkart AxisBigBasket 1% · JioMart 1%₹105a month
28. Flipkart SBIBigBasket 1% · JioMart 1%₹105a month
29. HDFC MillenniaBigBasket 1% · JioMart 1%₹105a month
30. MakeMyTrip ICICIBigBasket 1% · JioMart 1%₹105a month
31. PaisaSave YESBigBasket 1% · JioMart 1%₹105a month
32. Swiggy BLCK HDFCBigBasket 1% · JioMart 1%₹105a month
33. Swiggy Ornge HDFCBigBasket 1% · JioMart 1%₹105a month
34. Swiggy HDFCBigBasket 1% · JioMart 1%No new applications₹105a month
35. IndianOil HDFCBigBasket 4.8% · JioMart 4.8%₹96a month
36. IRCTC SBIBigBasket 0.8% · JioMart 0.8%₹84a month
37. Rewards AmexBigBasket 0.67% · JioMart 0.67%No new applications₹70a month
38. ICICI CoralBigBasket 0.5% · JioMart 0.5%₹52a month
39. SmartEarn AmexBigBasket 0.5% · JioMart 0.5%No new applications₹52a month
40. HDFC FreedomBigBasket 0.75% · JioMart 0.07%₹48a month
41. Axis MY ZoneBigBasket 0.4% · JioMart 0.4%₹42a month
42. EazyDiner IndusIndBigBasket 0.4% · JioMart 0.4%₹42a month
43. Tiger IndusIndBigBasket 0.4% · JioMart 0.4%₹42a month
44. IDFC FIRST MillenniaBigBasket 0.38% · JioMart 0.38%₹40a month
45. IDFC FIRST SelectBigBasket 0.38% · JioMart 0.38%₹40a month
46. IDFC FIRST WealthBigBasket 0.38% · JioMart 0.38%₹40a month
47. OneCardBigBasket 0.2% · JioMart 0.2%No new applications₹21a month
48. Axis NeoBigBasket 0.1% · JioMart 0.1%₹10a month

Amounts count each card’s minimum order and monthly limits. Points are valued the way the bank shows first.

Best card in each app

BigBasketHSBC Live+10%JioMartHSBC Live+10%

Rewards are as per each bank’s published terms and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings.