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FASHION · 3 APPS · RATES AS OF 28 OCTOBER 2026

Best credit card for fashion

For AJIO, Myntra and Tata CLiQ together, HSBC Live+ earns the most: about ₹480 a month on typical spending, ahead of Cashback SBI and PhonePe SBI Black.

★ Earns the most for you

HSBC Live+

HSBC Live+

₹480 a month

AJIO 10% · Myntra 1.5% · Tata CLiQ 10%

On ₹6,500 a month across AJIO, Myntra and Tata CLiQ.

Every card, by what it’d earn you

  1. HSBC Live+AJIO 10% · Myntra 1.5% · Tata CLiQ 10%₹480a month
  2. Cashback SBIAJIO 5% · Myntra 5% · Tata CLiQ 5%₹325a month
  3. PhonePe SBI BlackAJIO 5% · Myntra 5% · Tata CLiQ 5%₹325a month
  4. Swiggy BLCK HDFCAJIO 5% · Myntra 5% · Tata CLiQ 1%₹245a month
  5. Swiggy Ornge HDFCAJIO 5% · Myntra 5% · Tata CLiQ 1%₹245a month
  6. Swiggy HDFCAJIO 5% · Myntra 5% · Tata CLiQ 1%No new applications₹245a month
  7. Eterna BOBCARDAJIO 3.75% · Myntra 3.75% · Tata CLiQ 3.75%₹244a month
  8. HDFC MillenniaAJIO 1% · Myntra 5% · Tata CLiQ 5%₹225a month
  9. PhonePe UltimoAJIO 5% · Myntra 5% · Tata CLiQ 0%₹225a month
  10. HDFC Diners BlackAJIO 3.33% · Myntra 3.33% · Tata CLiQ 3.33%₹216a month
  11. HDFC InfiniaAJIO 3.33% · Myntra 3.33% · Tata CLiQ 3.33%₹216a month
  12. Ultimate StanChartAJIO 3.33% · Myntra 3.33% · Tata CLiQ 3.33%₹216a month
  13. Flipkart AxisAJIO 1% · Myntra 7.5% · Tata CLiQ 1%₹195a month
  14. Flipkart SBIAJIO 1% · Myntra 7.5% · Tata CLiQ 1%₹195a month
  15. HDFC Regalia GoldAJIO 1.25% · Myntra 6.25% · Tata CLiQ 1.25%₹181a month
  16. Tata Neu InfinityAJIO 1.5% · Myntra 1.5% · Tata CLiQ 5%₹168a month
  17. Reliance SBI PrimeAJIO 5% · Myntra 0.5% · Tata CLiQ 0.5%₹145a month
  18. SmartEarn AmexAJIO 5% · Myntra 5% · Tata CLiQ 0.5%No new applications₹135a month
  19. SBI SimplyCLICKAJIO 1.25% · Myntra 2.5% · Tata CLiQ 2.5%₹131a month
  20. PhonePe SBI PurpleAJIO 2% · Myntra 2% · Tata CLiQ 2%₹130a month
  21. ScapiaAJIO 2% · Myntra 2% · Tata CLiQ 2%₹130a month
  22. Smart StanChartAJIO 2% · Myntra 2% · Tata CLiQ 2%₹130a month
  23. Axis ACEAJIO 1.5% · Myntra 1.5% · Tata CLiQ 1.5%No new applications₹98a month
  24. Tata Neu PlusAJIO 1% · Myntra 1% · Tata CLiQ 2%₹85a month
  25. Axis MagnusAJIO 1.2% · Myntra 1.2% · Tata CLiQ 1.2%₹78a month
  26. Airtel AxisAJIO 1% · Myntra 1% · Tata CLiQ 1%₹65a month
  27. Amazon Pay ICICIAJIO 1% · Myntra 1% · Tata CLiQ 1%₹65a month
  28. EazyDiner IndusIndAJIO 1% · Myntra 1% · Tata CLiQ 1%₹65a month
  29. Eternal SBIAJIO 1% · Myntra 1% · Tata CLiQ 1%₹65a month
  30. MakeMyTrip ICICIAJIO 1% · Myntra 1% · Tata CLiQ 1%₹65a month
  31. PaisaSave YESAJIO 1% · Myntra 1% · Tata CLiQ 1%₹65a month
  32. IRCTC SBIAJIO 0.8% · Myntra 0.8% · Tata CLiQ 0.8%₹52a month
  33. Rewards AmexAJIO 0.67% · Myntra 0.67% · Tata CLiQ 0.67%No new applications₹44a month
  34. IndianOil HDFCAJIO 0.64% · Myntra 0.64% · Tata CLiQ 0.64%₹42a month
  35. Cashback+ KotakAJIO 0.5% · Myntra 0.5% · Tata CLiQ 0.5%₹32a month
  36. ICICI CoralAJIO 0.5% · Myntra 0.5% · Tata CLiQ 0.5%₹32a month
  37. SBI EliteAJIO 0.5% · Myntra 0.5% · Tata CLiQ 0.5%₹32a month
  38. SBI PrimeAJIO 0.5% · Myntra 0.5% · Tata CLiQ 0.5%₹32a month
  39. Axis MY ZoneAJIO 0.4% · Myntra 0.4% · Tata CLiQ 0.4%₹26a month
  40. Tiger IndusIndAJIO 0.4% · Myntra 0.4% · Tata CLiQ 0.4%₹26a month
  41. IDFC FIRST MillenniaAJIO 0.38% · Myntra 0.38% · Tata CLiQ 0.38%₹25a month
  42. IDFC FIRST SelectAJIO 0.38% · Myntra 0.38% · Tata CLiQ 0.38%₹25a month
  43. IDFC FIRST WealthAJIO 0.38% · Myntra 0.38% · Tata CLiQ 0.38%₹25a month
  44. BPCL Octane SBIAJIO 0.25% · Myntra 0.25% · Tata CLiQ 0.25%₹16a month
  45. Shoprite RBLAJIO 0.25% · Myntra 0.25% · Tata CLiQ 0.25%₹16a month
  46. HDFC MoneyBack+AJIO 0.2% · Myntra 0.2% · Tata CLiQ 0.2%₹13a month
  47. OneCardAJIO 0.2% · Myntra 0.2% · Tata CLiQ 0.2%No new applications₹13a month
  48. SBI SimplySAVEAJIO 0.17% · Myntra 0.17% · Tata CLiQ 0.17%₹11a month
  49. Axis NeoAJIO 0.1% · Myntra 0.1% · Tata CLiQ 0.1%₹6a month
  50. HDFC FreedomAJIO 0.07% · Myntra 0.07% · Tata CLiQ 0.07%₹5a month

Amounts count each card’s minimum order and monthly limits. Points are valued the way the bank shows first.

Best card in each app

AJIOHSBC Live+10%MyntraFlipkart Axis7.5%Tata CLiQHSBC Live+10%

Questions people ask

Which credit card is best for fashion?

For AJIO, Myntra and Tata CLiQ together, HSBC Live+ earns the most: about ₹480 a month on typical spending, ahead of Cashback SBI and PhonePe SBI Black. Amounts count each card’s minimum order and monthly limits, including limits shared across apps.

Is one card enough for AJIO, Myntra and Tata CLiQ?

Often, yes. HSBC Live+ earns AJIO 10%, Myntra 1.5%, Tata CLiQ 10%. If one app matters most, its own page shows the single best card there.

How did you work out the monthly amounts?

We multiply your spend in each app by the card’s reward there, skip apps where your usual order is below the card’s minimum, and stop at the card’s monthly limit. Where one limit is shared across apps, it is counted once. How we check rates.

Other categories

Online shoppingGroceryQuick commerceMovies and eventsTravelFood delivery

Rewards are as per each bank’s published terms and can change. Pickkard isn’t a bank and isn’t paid by any bank for these rankings.