CARD VS CARD · 28 APPS COMPARED

Amazon Pay ICICI vs Flipkart SBI

Amazon Pay ICICI wins on 1 apps, Flipkart SBI on 7. Amazon Pay ICICI for Amazon; Flipkart SBI for Myntra and Cleartrip.

Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI

1 apps

Best for Amazon

No annual feePaid as Reward Points
Flipkart SBI Credit Card

Flipkart SBI

7 apps

Best for Myntra, Cleartrip and Flipkart

₹500 a yearFee waived at ₹3 spendPaid as cashback

They earn the same on 20 apps.

App by app

Biggest differences first. Blue marks the card that earns more.

AppAmazon Pay ICICIFlipkart SBI
  1. Myntra1%7.5%min ₹100
  2. Cleartrip1%5%min ₹100
  3. Flipkart1%5%min ₹100
  4. PVR INOX1%4%min ₹100
  5. Uber1%4%min ₹100
  6. Zomato1%4%min ₹100
  7. Amazon3%1%min ₹100
  8. Airtel Thanks0%1%min ₹100
  9. AJIO1%1%min ₹100
  10. Apollo 24|71%1%min ₹100
  11. BigBasket1%1%min ₹100
  12. Blinkit1%1%min ₹100
  13. BookMyShow1%1%min ₹100
  14. District1%1%min ₹100
  15. Domino's1%1%min ₹100
  16. Goibibo1%1%min ₹100
  17. IRCTC Rail Connect0%0%min ₹100
  18. ixigo1%1%min ₹100
  19. JioMart1%1%min ₹100
  20. MakeMyTrip1%1%min ₹100
  21. Meesho1%1%min ₹100
  22. Nykaa1%1%min ₹100
  23. Reliance Digital1%1%min ₹100
  24. Swiggy1%1%min ₹100
  25. Swiggy Instamart1%1%min ₹100
  26. Tata CLiQ1%1%min ₹100
  27. Tata Neu1%1%min ₹100
  28. Zepto1%1%min ₹100

Questions people ask

Which is better, Amazon Pay ICICI or Flipkart SBI?

Amazon Pay ICICI earns more on 1 of the 28 apps Pickkard covers, Flipkart SBI on 7, and they earn the same on 20. Choose Amazon Pay ICICI if you spend most on Amazon. Choose Flipkart SBI if you spend most on Myntra, Cleartrip and Flipkart. Amazon Pay ICICI has the lower annual fee (none against ₹500).

Which has the lower fees, Amazon Pay ICICI or Flipkart SBI?

Amazon Pay ICICI: joining None, annual None. Flipkart SBI: joining ₹500, annual ₹500 (Annual fee waived on annual spending of ₹3.5 lakh.).

Can I use both Amazon Pay ICICI and Flipkart SBI?

Yes. Many people keep both and use each where it earns more: Amazon Pay ICICI on Amazon, Flipkart SBI on Myntra, Cleartrip and Flipkart. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.