QUESTION · QUICK COMMERCE · RATES AS OF 28 OCTOBER 2026
Which credit card is best for small Swiggy Instamart orders?
HSBC Live+ is the best card for Swiggy Instamart orders under ₹249: it earns 10% with no minimum order. Some of the top Swiggy Instamart cards only pay their rate on orders of ₹249 or more.
- HSBC Live+: 10%, no minimum order · up to ₹1,200 a month
- Swiggy BLCK HDFC: 10%, orders of ₹249+ · up to ₹1,500 a month
- Swiggy HDFC: 10%, orders of ₹249+ · up to ₹1,500 a month
Top cards on Swiggy Instamart
- 1HSBC Live+no minimum order · up to ₹1,200 a month10%
- 2
Swiggy BLCK HDFCorders of ₹249+ · up to ₹1,500 a month10% - 3
Swiggy HDFCorders of ₹249+ · up to ₹1,500 a month10% - 4
Cashback+ Kotakno minimum order · up to ₹750 a month5% - 5
Cashback SBIorders of ₹100+ · up to ₹2,000 a month5%
Rates as per each bank’s published terms (as of 28 October 2026) and can change. Pickkard isn’t a bank and isn’t paid by any bank.