CARD VS CARD · 28 APPS COMPARED
Flipkart Axis vs Flipkart SBI
Short answer
Flipkart Axis earns more on 1 of the 28 apps Pickkard covers, Flipkart SBI on 2, and they earn the same on 25. Choose Flipkart Axis if you spend most on Swiggy. Choose Flipkart SBI if you spend most on Zomato and Airtel Thanks.
Fees and basics
| Flipkart Axis | Flipkart SBI | |
|---|---|---|
| Bank | Axis Bank | SBI Card |
| Network | Visa | Visa, Mastercard |
| Still issued? | Yes | Yes |
| Joining fee | ₹500 | ₹500 |
| Annual fee | ₹500 | ₹500 |
| Fee waiver | Annual fee waived when eligible spend in a card year exceeds ₹3,50,000; rent, wallet loads and gift cards don't count. | Annual fee waived on annual spending of ₹3.5 lakh. |
| Rewards paid as | Cashback | Cashback |
| Apps where it earns more | 1 | 2 |
App by app
| App | Flipkart Axis | Flipkart SBI |
|---|---|---|
| Airtel Thanks | Earns nothing here | ✓ 1% backmin. ₹100+ |
| AJIO | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Amazon | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Apollo 24|7 | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| BigBasket | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Blinkit | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| BookMyShow | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Cleartrip | 5% backmin. ₹100+ | 5% backmin. ₹100+ |
| District | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Domino's | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Flipkart | 5% backmin. ₹100+ | 5% backmin. ₹100+ |
| Goibibo | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| IRCTC Rail Connect | Fee is more than the reward | Fee is more than the rewardmin. ₹100+ |
| ixigo | 1% back | 1% backmin. ₹100+ |
| JioMart | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| MakeMyTrip | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Meesho | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Myntra | 7.5% backmin. ₹100+ | 7.5% backmin. ₹100+ |
| Nykaa | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| PVR INOX | 4% backmin. ₹100+ | 4% backmin. ₹100+ |
| Reliance Digital | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Swiggy | ✓ 4% backmin. ₹100+ | 1% backmin. ₹100+ |
| Swiggy Instamart | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Tata CLiQ | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Tata Neu | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Uber | 4% backmin. ₹100+ | 4% backmin. ₹100+ |
| Zepto | 1% backmin. ₹100+ | 1% backmin. ₹100+ |
| Zomato | 1% backmin. ₹100+ | ✓ 4% backmin. ₹100+ |
Questions people ask
Which is better, Flipkart Axis or Flipkart SBI?
Flipkart Axis earns more on 1 of the 28 apps Pickkard covers, Flipkart SBI on 2, and they earn the same on 25. Choose Flipkart Axis if you spend most on Swiggy. Choose Flipkart SBI if you spend most on Zomato and Airtel Thanks.
Which has the lower fees, Flipkart Axis or Flipkart SBI?
Flipkart Axis: joining ₹500, annual ₹500 (Annual fee waived when eligible spend in a card year exceeds ₹3,50,000; rent, wallet loads and gift cards don't count.). Flipkart SBI: joining ₹500, annual ₹500 (Annual fee waived on annual spending of ₹3.5 lakh.).
Can I use both Flipkart Axis and Flipkart SBI?
Yes. Many people keep both and use each where it earns more: Flipkart Axis on Swiggy, Flipkart SBI on Zomato and Airtel Thanks. Pickkard tells you which one to use each time you open a shopping app.
Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.