CARD VS CARD · 28 APPS COMPARED

Amazon Pay ICICI vs Flipkart Axis

Short answer

Amazon Pay ICICI earns more on 1 of the 28 apps Pickkard covers, Flipkart Axis on 6, and they earn the same on 21. Choose Amazon Pay ICICI if you spend most on Amazon. Choose Flipkart Axis if you spend most on Myntra, Cleartrip and Flipkart. Amazon Pay ICICI has the lower annual fee (none against ₹500).

Fees and basics

	Amazon Pay ICICI	Flipkart Axis
Bank	ICICI Bank	Axis Bank
Network	Visa	Visa
Still issued?	Yes	Yes
Joining fee	None	₹500
Annual fee	None	₹500
Fee waiver	—	Annual fee waived when eligible spend in a card year exceeds ₹3,50,000; rent, wallet loads and gift cards don't count.
Rewards paid as	Reward Points	Cashback
Apps where it earns more	1	6

App by app

What each card earns in each app; ✓ marks the higher reward.
App	Amazon Pay ICICI	Flipkart Axis
Airtel Thanks	Earns nothing here	Earns nothing here
AJIO	1% as Reward Points	1% backmin. ₹100+
Amazon	✓ 3% as Reward Points	1% backmin. ₹100+
Apollo 24\|7	1% as Reward Points	1% backmin. ₹100+
BigBasket	1% as Reward Points	1% backmin. ₹100+
Blinkit	1% as Reward Points	1% backmin. ₹100+
BookMyShow	1% as Reward Points	1% backmin. ₹100+
Cleartrip	1% as Reward Points	✓ 5% backmin. ₹100+
District	1% as Reward Points	1% backmin. ₹100+
Domino's	1% as Reward Points	1% backmin. ₹100+
Flipkart	1% as Reward Points	✓ 5% backmin. ₹100+
Goibibo	1% as Reward Points	1% backmin. ₹100+
IRCTC Rail Connect	Fee is more than the reward	Fee is more than the reward
ixigo	1% as Reward Points	1% back
JioMart	1% as Reward Points	1% backmin. ₹100+
MakeMyTrip	1% as Reward Points	1% backmin. ₹100+
Meesho	1% as Reward Points	1% backmin. ₹100+
Myntra	1% as Reward Points	✓ 7.5% backmin. ₹100+
Nykaa	1% as Reward Points	1% backmin. ₹100+
PVR INOX	1% as Reward Points	✓ 4% backmin. ₹100+
Reliance Digital	1% as Reward Points	1% backmin. ₹100+
Swiggy	1% as Reward Points	✓ 4% backmin. ₹100+
Swiggy Instamart	1% as Reward Points	1% backmin. ₹100+
Tata CLiQ	1% as Reward Points	1% backmin. ₹100+
Tata Neu	1% as Reward Points	1% backmin. ₹100+
Uber	1% as Reward Points	✓ 4% backmin. ₹100+
Zepto	1% as Reward Points	1% backmin. ₹100+
Zomato	1% as Reward Points	1% backmin. ₹100+

Questions people ask

Which is better, Amazon Pay ICICI or Flipkart Axis?

Which has the lower fees, Amazon Pay ICICI or Flipkart Axis?

Amazon Pay ICICI: joining None, annual None. Flipkart Axis: joining ₹500, annual ₹500 (Annual fee waived when eligible spend in a card year exceeds ₹3,50,000; rent, wallet loads and gift cards don't count.).

Can I use both Amazon Pay ICICI and Flipkart Axis?

Yes. Many people keep both and use each where it earns more: Amazon Pay ICICI on Amazon, Flipkart Axis on Myntra, Cleartrip and Flipkart. Pickkard tells you which one to use each time you open a shopping app.

Rewards are as per each bank’s published terms (checked 22 Oct 2026 and 22 Oct 2026) and can change. Limits and minimum orders apply; see each card’s page for details. Pickkard isn’t a bank and isn’t paid by any bank for comparisons.